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$425K · 3 bed Detached · Crown Point, Hamilton | MyPropertyScout

$425,000

30 Cambridge Avenue

32OwnerOccupied

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$425,000

A●●●○○DOM17days

30 Cambridge Avenue

Hamilton · Ontario L8H 1T5

MLS® X13420138 · Crown Point · L8H 1T5

32OwnerOccupied700-1100 ft²DetachedNone17d$472/ft²Lot 26.1 x 100 ft< .50 ac$2,680 tax/yrBuilt 1916110 yrs old

12% below market · 17 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Well maintained detached 1.5 storey home in Hamilton's popular Crown Point neighbourhood. This 3 bedroom home provides a practical layout with a separate dinette, good sized kitchen, and patio doors leading to a large fenced rear yard perfect for outdoor dining, pets, or gardening. Convenient main floor laundry adds everyday ease. The basement is ideal for storage. Private parking and detached living make this property in this price point an excellent opportunity for first-time buyers, downsize…

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Property details

MLS#: X13420138
Status: Buy Now
Beds: 3
Baths: 2 full, 0 half
Size: 700-1100
Style: 1 1/2 Storey
Type: Detached
Year built: —

Roof: Asphalt Shingle
Foundation: Brick

Garage: None
Garage spaces: 0
Parking: 1 total
Lot: 26.08 × 100
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Brick Veneer, Vinyl Siding
Fronting on: South
Cross street: West of Kenilworth and North of Roxborough.
Basement: Full, Partially Finished
Stories: —
Utilities: —
Laundry: —
Interior: Water Heater Owned
Parking features: Private

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Level	Room	Dimensions
Main	Living Room	3.38m × 4.5m
Main	Kitchen	2.79m × 3.96m
Main	Dining Room	3.4m × 4.22m
Main	Foyer	2.21m × 2.57m
Main	Bathroom	1.47m × 2.74m
Main	Laundry	1.7m × 2.21m
Second	Bedroom	2.79m × 3.78m
Second	Bedroom 2	2.67m × 2.9m
Second	Bedroom 3	2.34m × 2.92m
Basement	Utility Room	2.44m × 2.79m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: ROYAL LEPAGE STATE REALTY

Source: TRREB/PROPTX · MLS® X13420138

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$425K

30 Cambridge Avenue · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $425,000✓ $2,680 tax✓ Gas✓ 700-1100 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,493/mo

incl. closing costs (yr 1)

Annual total

$41,913

year 1

Mortgage only

$1,612/mo

principal + interest

Beyond mortgage

$1,007/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$85,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$223/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~900 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,250/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$4,975

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)46% $19,348/yr

Property taxes18% $7,655/yr

Utilities9% $3,960/yr

Insurance & security4% $1,600/yr

Maintenance10% $4,250/yr

Closing costs12% $5,100/yr

Mortgage is 46% of your true cost of ownership. The other 54% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$19,348	$1,612/mo
Government & taxes
Property tax	$2,680	$223/mo
Land transfer tax(closing)	$4,975	$415/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,250	$354/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$41,913	$3,493/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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30 Cambridge Avenue

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs