$749K · 3+1 bed Detached · Broughton, Hamilton

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108 Broughton Avenue

Hamilton · Ontario L8W 3S7

MLS® X13419700 · Broughton · L8W 3S7

3+13TenantOccupied1100-1500 ft²Detached1-car Built-In17d$576/ft²Lot 33.7 x 105.5 ft$5,497 tax/yr

5% above market · 17 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Beautifully maintained home in a desirable Hamilton location. This property offers a bright, functional layout with comfortable living spaces, making it ideal for families or buyers seeking a move-in-ready home. Conveniently located close to schools, parks, shopping, and commuter routes, this is a wonderful opportunity to own in a sought-after neighbourhood.

Property details

MLS#

X13419700

Status

Buy Now

Beds

3+1

Baths

3 full, 0 half

Size

1100-1500

Style

2-Storey

Type

Detached

Year built

—

Roof: Asphalt Shingle
Foundation: Poured Concrete

Garage: 1-car Built-In
Garage spaces: 1
Parking: 3 total
Lot: 33.69 × 105.51
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Aluminum Siding, Brick
Fronting on: North
Cross street: Upper Gage Ave and Rymal Rd
Basement: Finished
Stories: —
Utilities: —
Laundry: —
Interior: Auto Garage Door Remote, Water Heater, Water Meter
Parking features: Private Double

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $749,000✓ $5,497 tax✓ Gas✓ 1100-1500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,783/mo

incl. closing costs (yr 1)

Annual total

$69,392

year 1

Mortgage only

$2,841/mo

principal + interest

Beyond mortgage

$1,528/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$149,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$458/mo

Utilities

Hydro / electricity$91/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$91/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$7,490/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$11,455

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)49% $34,098/yr

Property taxes24% $16,952/yr

Utilities6% $4,152/yr

Insurance & security2% $1,600/yr

Maintenance11% $7,490/yr

Closing costs7% $5,100/yr

Mortgage is 49% of your true cost of ownership. The other 51% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$34,098	$2,841/mo
Government & taxes
Property tax	$5,497	$458/mo
Land transfer tax(closing)	$11,455	$955/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,092	$91/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$7,490	$624/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$69,392	$5,783/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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108 Broughton Avenue

About this home

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Property details

Additional listing data

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Annual costs