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$400K · 1+1 bed Condo Apartment · Kirkendall, Hamilton | MyPropertyScout

$399,800

Unit 612

1+11OwnerOccupied

Map

$399,800

F●●○○○DOM17days

Unit 612

415 Main Street · Hamilton · Ontario L8P 0C9

MLS® X13419528 · Kirkendall · L8P 0C9

1+11OwnerOccupied500-599 ft²Condo Apartment1-car Underground17d$728/ft²$3,982 tax/yr

15% above market · regional est. · 17 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Welcome to unit 612! This bright and functional 1-bedroom + den, 1-bathroom suite offers 567 sq ft of thoughtfully designed interior space, plus a 30 sq ft private balcony. The versatile den can easily be used as a second bedroom or home office, making it ideal for professionals, students, or small families. Westgate Condos in Hamilton delivers modern convenience and lifestyle in one package. Residents enjoy a welcoming lobby with high-speed internet, secure entry, and parcel pickup. Building am…

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Property details

MLS#: X13419528
Status: Buy Now
Beds: 1+1
Baths: 1 full, 0 half
Size: 500-599
Style: Apartment
Type: Condo Apartment
Year built: —

Condo corp #: 657
Balcony: Open
Locker: Owned
Fees include: Common Elements Included, Parking Included, Building Insurance Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick, Concrete
Fronting on: —
Cross street: Main St W & Dundurn St S
Basement: None
Stories: 6
Utilities: —
Laundry: Ensuite
Interior: Carpet Free
Parking features: —

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Room dimensions are not available for this listing.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RE/MAX HALLMARK REALTY LTD.

Source: TRREB/PROPTX · MLS® X13419528

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$400K

Unit 612 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $399,800✓ $3,982 tax✓ Gas✓ 500-599 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,926/mo

incl. closing costs (yr 1)

Annual total

$47,111

year 1

Mortgage only

$1,517/mo

principal + interest

Beyond mortgage

$1,578/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$79,960

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$332/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~550 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$3,998/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$40/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$4,472

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)39% $18,201/yr

Property taxes18% $8,454/yr

Utilities8% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance8% $3,998/yr

Condo fees12% $5,798/yr

Closing costs11% $5,100/yr

Mortgage is 39% of your true cost of ownership. The other 61% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$18,201	$1,517/mo
Government & taxes
Property tax	$3,982	$332/mo
Land transfer tax(closing)	$4,472	$373/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$3,998	$333/mo
Condo fees
Condo / HOA fees	$5,798	$483/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$47,111	$3,926/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 612

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs