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$680K · 6 bed Detached · Stipley, Hamilton | MyPropertyScout

$679,900

111 Spadina Avenue

63OwnerOccupied

Map

$679,900

D●●○○○DOM17days

111 Spadina Avenue

Hamilton · Ontario L8M 2X4

MLS® X13419000 · Stipley · L8M 2X4

63OwnerOccupied2000-2500 ft²Detached1-car Detached17d$302/ft²Lot 28 x 87.2 ft.50-1.99 ac$4,796 tax/yrBuilt 1916110 yrs old

6% above market · regional est. · 17 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

A stately home rich in old-world charm, timeless craftsmanship, & the kind of space today's buyers dream of-a home to grow into, make your own, & cherish for years to come. Filled with original character & beautifully preserved details. From the moment you step inside you will be in awe of the unspoiled wood accents, rich hardwd flrs,elegant pocket doors, coffer ceiling & two incredible original fireplace mantles (one featuring a functioning gas fireplace). A double staircase to the 2 nd lvl add…

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Property details

MLS#: X13419000
Status: Buy Now
Beds: 6
Baths: 3 full, 0 half
Size: 2000-2500
Style: 2 1/2 Storey
Type: Detached
Year built: —

Roof: Asphalt Shingle
Foundation: Stone
Property features: Fenced Yard, Hospital, Level, Park, Place Of Worship, Public Transit

Fireplace features: Natural Gas

Garage: 1-car Detached
Garage spaces: 1
Parking: 2 total
Lot: 28 × 87.16
Heating: Radiant
Heating fuel: Gas
Cooling: Wall Unit(s), Window Unit(s)
Pool: No
Waterfront: No
Exterior: Brick · Deck, Landscaped, Porch
Fronting on: East
Cross street: Between Main St E & Dunsmure Rd
Basement: Full, Partially Finished
Stories: —
Utilities: —
Laundry: —
Interior: Carpet Free, Rough-In Bath, Storage, Water Heater
Parking features: Available, Lane

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Level	Room	Dimensions
Main	Den	2.51m × 3.61m
Main	Dining Room	4.78m × 3.34m
Main	Living Room	4.36m × 3.6m
Main	Kitchen	5.87m × 3.26m
Main	Pantry	2.18m × 4.22m
Second	Bedroom	4.1m × 3.38m
Second	Bedroom	3.23m × 3.38m
Second	Bedroom	3.19m × 3.42m
Second	Bedroom	3.21m × 3.31m
Second	Bathroom	2.6m × 2.41m
Third	Bedroom	4.7m × 4.86m
Third	Bathroom	1.74m × 2.71m
Basement	Bathroom	2.12m × 1.13m
Basement	Laundry	3.04m × 3.21m
Basement	Workshop	3.93m × 6.21m
Basement	Other	6.1m × 3.63m
Third	Bedroom	3.51m × 3.27m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: COLDWELL BANKER COMMUNITY PROFESSIONALS

Source: TRREB/PROPTX · MLS® X13419000

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$680K

111 Spadina Avenue · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $679,900✓ $4,796 tax✓ Gas✓ 2000-2500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,356/mo

incl. closing costs (yr 1)

Annual total

$64,270

year 1

Mortgage only

$2,579/mo

principal + interest

Beyond mortgage

$1,479/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$135,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$400/mo

Utilities

Hydro / electricity$158/mo

≈ $0.07/ft² × ~2,250 ft² · ON avg ~$158/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,799/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$10,073

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)48% $30,952/yr

Property taxes23% $14,869/yr

Utilities8% $4,950/yr

Insurance & security2% $1,600/yr

Maintenance11% $6,799/yr

Closing costs8% $5,100/yr

Mortgage is 48% of your true cost of ownership. The other 52% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$30,952	$2,579/mo
Government & taxes
Property tax	$4,796	$400/mo
Land transfer tax(closing)	$10,073	$839/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,890	$158/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,799	$567/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$64,270	$5,356/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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111 Spadina Avenue

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs