$460K · 3 bed Condo Townhouse · Red Hill, Hamilton

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About this home

Welcome to this beautifully maintained, move-in ready townhouse nestled in one of the area's most family-friendly communities, just a short walk to the scenic Red Hill Valley Recreational Trail. Offering stylish updates, functional living space, and a private backyard retreat, this home combines comfort, convenience, and exceptional value. Featuring engineered hardwood flooring, neutral designer finishes, and spacious principal rooms, the thoughtfully designed layout is ideal for both everyday l…

Property details

MLS#

X13418542

Status

Buy Now

Beds

Baths

2 full, 0 half

Size

1000-1199

Style

3-Storey

Type

Condo Townhouse

Year built

—

Roof: Asphalt Shingle
Foundation: Concrete Block
Property features: Cul de Sac/Dead End, Fenced Yard, Golf, Park, Place Of Worship, Public Transit

Fireplaces: 0

Condo corp #: 38
Balcony: None
Locker: None
Association amenities: Visitor Parking
Fees include: Water Included, Common Elements Included, Building Insurance Included, Parking Included, Condo Taxes Included
Pets: Yes-with Restrictions

Garage: 1-car Attached
Garage spaces: 1
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Waterfront: No
Exterior: Brick, Aluminum Siding · Landscaped, Privacy
Fronting on: —
Cross street: Harrisford & Greenhill
Basement: Finished, Full
Stories: 1
Utilities: —
Laundry: In Basement, Laundry Room
Interior: Water Heater
Parking features: Private

Level	Room	Dimensions
Main	Foyer	—
Main	Bathroom	—
Second	Living Room	4.04m × 5.26m
Third	Kitchen	2.74m × 5.26m
Third	Dining Room	3.12m × 4.22m
Upper	Primary Bedroom	3.56m × 4.57m
Upper	Bedroom	2.74m × 4.19m
Upper	Bedroom	2.74m × 3.12m
Upper	Bathroom	—
Lower	Laundry	5.03m × 3.05m
Lower	Recreation	3.05m × 5.18m

Level

Room

Dimensions

Main

Foyer

—

Main

Bathroom

—

Second

Living Room

4.04m × 5.26m

Third

Kitchen

2.74m × 5.26m

Third

Dining Room

3.12m × 4.22m

Upper

Primary Bedroom

3.56m × 4.57m

Upper

Bedroom

2.74m × 4.19m

Upper

Bedroom

2.74m × 3.12m

Upper

Bathroom

—

Lower

Laundry

5.03m × 3.05m

Lower

Recreation

3.05m × 5.18m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $459,900✓ $3,278 tax✓ Gas✓ 1000-1199 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,147/mo

incl. closing costs (yr 1)

Annual total

$49,767

year 1

Mortgage only

$1,745/mo

principal + interest

Beyond mortgage

$1,471/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$91,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$273/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,100 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,599/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$32/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$5,673

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)42% $20,937/yr

Property taxes18% $8,951/yr

Utilities8% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $4,599/yr

Condo fees9% $4,620/yr

Closing costs10% $5,100/yr

Mortgage is 42% of your true cost of ownership. The other 58% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$20,937	$1,745/mo
Government & taxes
Property tax	$3,278	$273/mo
Land transfer tax(closing)	$5,673	$473/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,599	$383/mo
Condo fees
Condo / HOA fees	$4,620	$385/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$49,767	$4,147/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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