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$900K · 3+1 bed Detached · South V, London South | MyPropertyScout

$899,990

3580 Settlement Trail

27 DOM

3+1327d

Map

DOM 27

↓ $30K

$899,990

↓ $30K

DOM27days

3580 Settlement Trail

London South · Ontario N6P 0B1

MLS® X13417078 · South V · N6P 0B1

3+13OwnerOccupied1500-2000 ft²Detached2-car AttachedFull, Finished27d$514/ft²$7,461 tax/yrBuilt 200323 yrs oldFull, Finished

27 days on market

About this home

Welcome to 3580 Settlement Trail. A spectacular executive bungalow offering premium main floor luxury and a private, cottage like retreat. Situated in a highly sought after enclave known for it's immaculate pride of ownership, this stunning home features nearly 1,800 sq ft of main-floor living space, completely doubling to nearly 3,500 sq ft of total living footprint.Inside, the grand foyer impresses with 12-foot ceilings, crown molding, and striking, dark porcelain floors. The open-concept layo…

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Property details

MLS#: X13417078
Status: Buy Now
Property class: Residential Freehold
Beds: 3+1
Baths: 3 full, 0 half
Rooms: 16
Kitchens: 1
Size: 1500-2000Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Full, Finished
Style: Bungalow
Type: Detached
Year built: 2003

PIN: 082090793
Roll / ARN: 039360800702242
Plan: 33M-562

Occupancy: Owner Occupied
Washrooms: 5 pc · Main; 4 pc · Main; 4 pc · Lower
Family room: No
Central vacuum: No
Ensuite laundry: No

Roof: Asphalt Shingle
Foundation: Poured Concrete
Other structures: Shed
Property features: School, School Bus Route

Garage: 2-car Attached
Garage spaces: 2
Parking: 4 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Concrete, Shingle · Landscaped, Privacy, Porch Enclosed, Deck
Fronting on: East
Cross street: Pioneer Pkwy & Settlement Tr
Stories: —
Utilities: —
Laundry: —
Laundry level: Main Level
Interior: Built-In Oven, Carpet Free, In-Law Capability, Primary Bedroom - Main Floor, Storage, Sump Pump
Parking features: Private Double

Additional listing data

ListAOR: London and St. Thomas Association of REALTORS

Rooms

Level	Room	Dimensions
Main	Foyer	5.89m × 5.6m

Seller signals

Price movement & seller pressure

↓ $30KPrice reduction

MLS shows the seller reduced the asking price by $29,910 (from $929,900 to $899,990).

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: PRIME REAL ESTATE BROKERAGE

Source: TRREB/PROPTX · MLS® X13417078

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$900K

3580 Settlement Trail · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $899,990✓ $7,461 tax✓ Gas✓ 1500-2000 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$6,928/mo

incl. closing costs (yr 1)

Annual total

$83,138

year 1

Mortgage only

$3,414/mo

principal + interest

Beyond mortgage

$1,849/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$179,998

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$622/mo

Utilities

Hydro / electricity$123/mo

≈ $0.07/ft² × ~1,750 ft² · ON avg ~$123/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$9,000/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$14,475

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)49% $40,971/yr

Property taxes26% $21,936/yr

Utilities5% $4,530/yr

Insurance & security2% $1,600/yr

Maintenance11% $9,000/yr

Closing costs6% $5,100/yr

Mortgage is 49% of your true cost of ownership. The other 51% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$40,971	$3,414/mo
Government & taxes
Property tax	$7,461	$622/mo
Land transfer tax(closing)	$14,475	$1,206/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,470	$123/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$9,000	$750/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$83,138	$6,928/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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3580 Settlement Trail

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

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Annual costs