$550K · 2 bed Condo Apartment · Mountview, Hamilton

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About this home

Welcome to exceptional living in Hamilton's highly sought-after Mountview neighbourhood, where contemporary design meets everyday comfort. This beautifully appointed 2 bedroom, 2 bathroom condo offers an airy open-concept layout with stylish finishes throughout. The modern kitchen boasts sleek cabinetry, stainless steel appliances, and a breakfast bar that flows seamlessly into the spacious living and dining area, ideal for entertaining or relaxing at home. The primary suite features a walk-in c…

Property details

MLS#

X13416852

Status

Buy Now

Beds

Baths

2 full, 0 half

Size

1000-1199

Style

1 Storey/Apt

Type

Condo Apartment

Year built

—

Condo corp #: 606
Balcony: Terrace
Locker: Exclusive
Fees include: Common Elements Included, Building Insurance Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Stucco (Plaster), Brick
Fronting on: —
Cross street: Scenic Dr & Sanatorium Rd
Basement: None
Stories: 3
Utilities: —
Laundry: In-Suite Laundry
Interior: Carpet Free, Primary Bedroom - Main Floor
Parking features: —

Level	Room	Dimensions
Main	Kitchen	3.1m × 2.77m
Main	Living Room	4.88m × 3.66m
Main	Primary Bedroom	6.55m × 3.23m
Main	Bathroom	—
Main	Bedroom	6.3m × 3.07m
Main	Bathroom	—

Level

Room

Dimensions

Main

Kitchen

3.1m × 2.77m

Main

Living Room

4.88m × 3.66m

Main

Primary Bedroom

6.55m × 3.23m

Main

Bathroom

—

Main

Bedroom

6.3m × 3.07m

Main

Bathroom

—

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $549,900✓ $6,123 tax✓ Gas✓ 1000-1199 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,116/mo

incl. closing costs (yr 1)

Annual total

$61,394

year 1

Mortgage only

$2,086/mo

principal + interest

Beyond mortgage

$1,949/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$109,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$510/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,100 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,499/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$46/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$7,473

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)41% $25,034/yr

Property taxes22% $13,596/yr

Utilities6% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $5,499/yr

Condo fees11% $6,604/yr

Closing costs8% $5,100/yr

Mortgage is 41% of your true cost of ownership. The other 59% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$25,034	$2,086/mo
Government & taxes
Property tax	$6,123	$510/mo
Land transfer tax(closing)	$7,473	$623/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,499	$458/mo
Condo fees
Condo / HOA fees	$6,604	$550/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$61,394	$5,116/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Annual costs