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$1.18M · 6+1 bed Detached · Gourley, Hamilton | MyPropertyScout

$1,179,999

304 Stone Church Road

20 DOM

6+1320d

Map

DOM 20

$1,179,999

DOM20days

304 Stone Church Road

Hamilton · Ontario L9B 1A4

MLS® X13416374 · Gourley · L9B 1A4

6+13OwnerOccupied2500-3000 ft²DetachedNone20d$429/ft²Lot 91 x 163.5 ft$6,961 tax/yr

20 days on market

About this home

A rare opportunity to own two homes in one. Welcome to 304 Stone Church Road W., Hamilton. Properties like this don't come along often.Offering over 3,000 sq. ft. of above-grade living space on a beautifully landscaped 91' x 163' lot (0.34 acres), this home provides plenty of spacefor growing families, multi-generational living, or anyone looking for room to spread out. The main home features 4+1 bedrooms and 2bathrooms. A welcoming front entrance leads into the living and dining areas, which fl…

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Property details

MLS#: X13416374
Status: Buy Now
Beds: 6+1
Baths: 3 full, 0 half
Size: 2500-3000
Style: 2-Storey
Type: Detached
Year built: —

Roof: Asphalt Shingle
Foundation: Block

Garage: None
Garage spaces: 0
Parking: 8 total
Lot: 91 × 163.5
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Brick
Fronting on: North
Cross street: Matthew St
Basement: Full
Stories: —
Utilities: —
Laundry: —
Interior: In-Law Suite
Parking features: —

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Room dimensions are not available for this listing.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: Voortman Realty Inc., Brokerage

Source: TRREB/PROPTX · MLS® X13416374

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$1.18M

304 Stone Church Road · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $1,179,999✓ $6,961 tax✓ Gas✓ 2500-3000 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$8,719/mo

incl. closing costs (yr 1)

Annual total

$104,625

year 1

Mortgage only

$4,477/mo

principal + interest

Beyond mortgage

$2,111/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$236,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$580/mo

Utilities

Hydro / electricity$193/mo

≈ $0.07/ft² × ~2,750 ft² · ON avg ~$193/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$11,800/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$20,075

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)51% $53,719/yr

Property taxes26% $27,036/yr

Utilities5% $5,370/yr

Insurance & security2% $1,600/yr

Maintenance11% $11,800/yr

Closing costs5% $5,100/yr

Mortgage is 51% of your true cost of ownership. The other 49% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$53,719	$4,477/mo
Government & taxes
Property tax	$6,961	$580/mo
Land transfer tax(closing)	$20,075	$1,673/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$2,310	$193/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$11,800	$983/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$104,625	$8,719/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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304 Stone Church Road

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs