$1.05M · 3+2 bed Detached · Red Hill, Hamilton

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About this home

A rare opportunity to own a spacious, move-in-ready family home in one of Hamilton's most sought-after neighborhoods. Welcome to 3 Haskins Court, a beautifully maintained family home tucked away on a quiet court in Hamilton's desirable Red Hill community. Motivated Seller!! Offering over 2,300 sq. ft. Above Grade With Rental Income, The main level showcases a large eat-in kitchen with a cozy fireplace, flowing seamlessly into the family room, while a formal dining room provides the perfect setti…

Property details

MLS#

X13416046

Status

Buy Now

Beds

3+2

Baths

4 full, 0 half

Size

1100-1500

Style

2-Storey

Type

Detached

Year built

—

Roof: Asphalt Shingle
Foundation: Concrete
Property features: Hospital

Garage: 2-car Attached
Garage spaces: 2
Parking: 6 total
Lot: 26.57 × 119.61
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Brick
Fronting on: West
Cross street: Montmorency Dr & Albright Rd
Basement: Apartment, Separate Entrance
Stories: —
Utilities: —
Laundry: —
Interior: Carpet Free
Parking features: —

Rooms

Level	Room	Dimensions
Main	Kitchen	3.66m × 3.05m
Main	Dining Room	3.25m × 3.84m
Main	Living Room	3.25m × 5.54m
Main	Family Room	3.96m × 5.36m
Main	Bathroom	—
Main	Laundry	1.8m × 2.41m
Second	Primary Bedroom	3.4m × 5.54m
Second	Bathroom	—
Second	Bathroom	—
Second	Bedroom	3.2m × 3.3m
Second	Bedroom	3.23m × 3.53m
Lower	Bedroom	3.28m × 5.74m
Lower	Bedroom	3.02m × 3.2m
Lower	Recreation	5.87m × 7.16m
Lower	Kitchen	—

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $1,049,000✓ $7,583 tax✓ Gas✓ 1100-1500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$7,845/mo

incl. closing costs (yr 1)

Annual total

$94,135

year 1

Mortgage only

$3,980/mo

principal + interest

Beyond mortgage

$1,952/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$209,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$632/mo

Utilities

Hydro / electricity$91/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$91/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$10,490/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$17,455

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)51% $47,755/yr

Property taxes27% $25,038/yr

Utilities4% $4,152/yr

Insurance & security2% $1,600/yr

Maintenance11% $10,490/yr

Closing costs5% $5,100/yr

Mortgage is 51% of your true cost of ownership. The other 49% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$47,755	$3,980/mo
Government & taxes
Property tax	$7,583	$632/mo
Land transfer tax(closing)	$17,455	$1,455/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,092	$91/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$10,490	$874/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$94,135	$7,845/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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3 Haskins Court

About this home

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Property details

Additional listing data

Rooms

Sales History

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Annual costs