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$675K · 3 bed Condo Townhouse · North Dumfries | MyPropertyScout

$674,900

Unit 10

22 DOM

3422d

Map

DOM 22

$674,900

F●●○○○DOM22days

Unit 10

50 Bute Street · North Dumfries · Ontario N0B 1E0

MLS® X13416024 · N0B 1E0

34OwnerOccupied1400-1599 ft²Condo Townhouse1-car Attached22d$450/ft²$3,316 tax/yrBuilt 20188 yrs old

20% above market · regional est. · 22 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Welcome to Unit 10 at River Valley Condominiums - offering peaceful green space views, low-maintenance living, and quick access to nearby city conveniences. Located just 13 minutes to Kitchener and Cambridge, and 8 minutes to Highway 401, this home is well positioned for commuters while still offering a quiet setting beside more than 30 acres of protected green space. With 1,567 sq.ft. above grade, Unit 10 offers more space than roughly 85% of active Waterloo Region condo townhomes. Among active…

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Property details

MLS#: X13416024
Status: Buy Now
Beds: 3
Baths: 4 full, 0 half
Size: 1400-1599
Style: 2-Storey
Type: Condo Townhouse
Year built: —

Roof: Asphalt Shingle
Foundation: Poured Concrete
Property features: Greenbelt/Conservation, Ravine, Wooded/Treed, School, River/Stream, Lake/Pond

View: Trees/Woods, Valley, Forest

Condo corp #: 629
Balcony: None
Locker: None
Association amenities: Visitor Parking
Fees include: Common Elements Included, Building Insurance Included
Pets: Yes-with Restrictions

Garage: 1-car Attached
Garage spaces: 1
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Stone, Vinyl Siding · Backs On Green Belt, Deck, Landscaped, Privacy, Patio
Fronting on: —
Cross street: Northumberland Street
Basement: Finished with Walk-Out, Full, Walk-Out
Stories: 1
Utilities: —
Laundry: Laundry Room
Interior: ERV/HRV, Water Softener, Water Purifier, Water Meter, Water Heater, Sewage Pump, Sump Pump, Auto Garage Door Remote
Parking features: —

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Level	Room	Dimensions
Main	Foyer	5.82m × 1.83m
Main	Kitchen	3.73m × 3.12m
Main	Dining Room	3.73m × 2.49m
Main	Living Room	3.58m × 5.59m
Main	Bathroom	1.55m × 1.32m
Second	Primary Bedroom	4.14m × 3.76m
Second	Bathroom	3.84m × 1.73m
Second	Bedroom	4.44m × 2.82m
Second	Bedroom	4.44m × 2.69m
Second	Laundry	1.5m × 1.68m
Second	Bathroom	2.57m × 2.41m
Basement	Recreation	6.05m × 5.59m
Basement	Utility Room	2.81m × 3.15m
Basement	Bathroom	0.94m × 2.31m
Basement	Other	0.84m × 2.34m
Basement	Cold Room/Cantina	1.37m × 2.31m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RE/MAX TWIN CITY REALTY INC.

Source: TRREB/PROPTX · MLS® X13416024

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$675K

Unit 10 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $674,900✓ $3,316 tax✓ Gas✓ 1400-1599 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,421/mo

incl. closing costs (yr 1)

Annual total

$65,057

year 1

Mortgage only

$2,560/mo

principal + interest

Beyond mortgage

$1,572/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$134,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$276/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,500 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,749/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$25/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$9,973

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)47% $30,724/yr

Property taxes20% $13,289/yr

Utilities6% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance10% $6,749/yr

Condo fees6% $3,635/yr

Closing costs8% $5,100/yr

Mortgage is 47% of your true cost of ownership. The other 53% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$30,724	$2,560/mo
Government & taxes
Property tax	$3,316	$276/mo
Land transfer tax(closing)	$9,973	$831/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,749	$562/mo
Condo fees
Condo / HOA fees	$3,635	$303/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$65,057	$5,421/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 10

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs