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$820K · 2 bed Condo Townhouse · 108 - Virgil, Niagara-on-the-Lake | MyPropertyScout

$819,900

29 Rose Glen Crescent

22 DOM

2222d

⚡ Insider Deal

DOM 22

Estate Sale

$819,900

A●●●○○DOM22days

29 Rose Glen Crescent

Niagara-on-the-Lake · Ontario L0S 1T0

MLS® X13415270 · 108 - Virgil · L0S 1T0

22Vacant1200-1399 ft²Condo Townhouse2-car Attached22d$631/ft²$4,965 tax/yr

12% below market · 22 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Welcome to 29 Rose Glen Cres, quality living in the heart of Virgil with low condo fees. This meticulously finished townhome offers the perfect blend of comfort and convenience. Step inside to a bright, open-concept layout featuring a spacious living area with newer hand scraped hardwood floors and a cozy fireplace. The updated kitchen is designed for both style and function, with sun tunnel, showcasing a newer island, pull-out drawer dishwasher, stove, newer stone countertops, and refinished ca…

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Property details

MLS#: X13415270
Status: Buy Now
Beds: 2
Baths: 2 full, 0 half
Size: 1200-1399
Style: Bungalow
Type: Condo Townhouse
Year built: —

Roof: Shingles
Foundation: Unknown

Fireplace features: Natural Gas

Condo corp #: 180
Balcony: None
Locker: None
Fees include: Common Elements Included
Pets: Yes-with Restrictions

Garage: 2-car Attached
Garage spaces: 2
Parking: 4 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Waterfront: No
Exterior: Brick, Vinyl Siding
Fronting on: —
Cross street: Concession Rd 4 & Lorretta
Basement: Full, Unfinished
Stories: 1
Utilities: —
Laundry: In-Suite Laundry
Interior: None
Parking features: Private

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Level	Room	Dimensions
Main	Kitchen	3.48m × 3.61m
Main	Living Room	3.76m × 7.26m
Main	Dining Room	2.87m × 3.61m
Main	Bedroom 2	3.38m × 4.47m
Main	Primary Bedroom	3.35m × 6.6m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: ROYAL LEPAGE TERREQUITY REALTY

Source: TRREB/PROPTX · MLS® X13415270

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$820K

29 Rose Glen Crescent · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $819,900✓ $4,965 tax✓ Gas✓ 1200-1399 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$6,498/mo

incl. closing costs (yr 1)

Annual total

$77,973

year 1

Mortgage only

$3,110/mo

principal + interest

Beyond mortgage

$1,856/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$163,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$414/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$8,199/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$27/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$12,873

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)48% $37,325/yr

Property taxes23% $17,838/yr

Utilities5% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance11% $8,199/yr

Condo fees5% $3,950/yr

Closing costs7% $5,100/yr

Mortgage is 48% of your true cost of ownership. The other 52% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$37,325	$3,110/mo
Government & taxes
Property tax	$4,965	$414/mo
Land transfer tax(closing)	$12,873	$1,073/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$8,199	$683/mo
Condo fees
Condo / HOA fees	$3,950	$329/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$77,973	$6,498/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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29 Rose Glen Crescent

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs