$545K · 4 bed Condo Townhouse · North M, London North

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About this home

Introducing an exceptional end-unit modern townhome in the heart of Hyde Park. This 4-bedroom, 3-bathroom home features a spacious and functional layout, bright and airy interiors, and high-end finishes, complemented by an abundance of natural light. Step through the covered front porch into a generous entryway with access to a flexible main-floor room perfect for a home office, guest space, or additional bedroom. An attached single-car garage provides convenient entry and added storage. The mai…

Property details

MLS#

X13413600

Status

Buy Now

Beds

Baths

3 full, 0 half

Size

1800-1999

Style

3-Storey

Type

Condo Townhouse

Year built

—

Property features: Hospital, Park, Public Transit, School Bus Route, School, Rec./Commun.Centre

Condo corp #: 868
Balcony: Open
Locker: None
Association amenities: Visitor Parking
Fees include: Common Elements Included
Pets: Yes-with Restrictions

Garage: 1-car Attached
Garage spaces: 1
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick, Vinyl Siding
Fronting on: —
Cross street: HYDE PARK RD AND SARNIA RD
Basement: Full, Unfinished
Stories: 1
Utilities: —
Laundry: In-Suite Laundry, Laundry Closet
Interior: Sump Pump
Parking features: —

Level	Room	Dimensions
Second	Kitchen	3.28m × 3.28m
Second	Dining Room	3.35m × 2.92m
Second	Living Room	3.76m × 4.52m
Second	Family Room	3.26m × 3.4m
Third	Primary Bedroom	3.51m × 4.27m
Third	Bedroom 2	3.25m × 2.94m
Third	Bedroom 3	2.6m × 3.4m
Main	Bedroom 4	2.77m × 3.22m

Level

Room

Dimensions

Second

Kitchen

3.28m × 3.28m

Second

Dining Room

3.35m × 2.92m

Second

Living Room

3.76m × 4.52m

Second

Family Room

3.26m × 3.4m

Third

Primary Bedroom

3.51m × 4.27m

Third

Bedroom 2

3.25m × 2.94m

Third

Bedroom 3

2.6m × 3.4m

Main

Bedroom 4

2.77m × 3.22m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $545,000✓ $4,409 tax✓ Gas✓ 1800-1999 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,492/mo

incl. closing costs (yr 1)

Annual total

$53,905

year 1

Mortgage only

$2,068/mo

principal + interest

Beyond mortgage

$1,352/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$109,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$367/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,900 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,450/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$8/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$7,375

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)46% $24,811/yr

Property taxes22% $11,784/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance10% $5,450/yr

Condo fees2% $1,200/yr

Closing costs9% $5,100/yr

Mortgage is 46% of your true cost of ownership. The other 54% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$24,811	$2,068/mo
Government & taxes
Property tax	$4,409	$367/mo
Land transfer tax(closing)	$7,375	$615/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,450	$454/mo
Condo fees
Condo / HOA fees	$1,200	$100/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$53,905	$4,492/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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933 Sarnia Road

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Annual costs