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$1.25M · 4+2 bed Detached · Meadowlands, Hamilton | MyPropertyScout

$1,250,000

197 Cloverleaf Drive

28 DOM

4+2428d

Map

⚡ Insider Deal

DOM 28

↓ $50KPrice Reduced

$1,250,000

↓ $50K

DOM28days

197 Cloverleaf Drive

Hamilton · Ontario L9K 1T4

MLS® X13412034 · Meadowlands · L9K 1T4

4+24OwnerOccupied2500-3000 ft²Detached2-car AttachedApartment, Full, Separate Entrance, Walk-Up, Finished28d$455/ft²Lot 40 x 118.1 ft$9,325 tax/yrBuilt 200323 yrs oldApartment, Full, Separate Entrance, Walk-Up, Finished

28 days on market

About this home

Welcome to this beautifully maintained detached home in the heart of desirable Ancaster. Situated on a quiet family-friendly street, 197 Cloverleaf Drive offers the perfect blend of space, functionality, and comfort for growing or multi-generational families. The main floor features a bright open-concept layout with spacious living and dining areas flowing seamlessly into the kitchen and dinette, creating an ideal space for both everyday living and entertaining. Convenient main floor laundry and…

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MyStreetValue™ Analysis

$1,002,201 – $1,262,696estimated range

Midpoint: $1,127,031

Property details

MLS#: X13412034
Status: Buy Now
Property class: Residential Freehold
Beds: 4+2
Baths: 4 full, 0 half
Rooms: 8 + 4
Kitchens: 2
Size: 2500-3000Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Apartment, Full, Separate Entrance, Walk-Up, Finished
Style: 2-Storey
Type: Detached
Year built: 2003

PIN: 175652664
Roll / ARN: 251814028013617
Plan: 62M1017

Occupancy: Owner Occupied
Washrooms: 2 pc · Main; 3 pc · Basement; 3 pc · Second; 4 pc · Second
Family room: No
Central vacuum: Central vacuum
Ensuite laundry: No

Roof: Asphalt Shingle
Foundation: Poured Concrete
Property features: Fenced Yard, Golf, Greenbelt/Conservation, Public Transit, School Bus Route, Park

Fireplaces: 1
Fireplace features: Living Room

Garage: 2-car Attached
Garage spaces: 2
Parking: 6 total
Lot: 40.03 × 118.11
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Pool: No
Waterfront: No
Exterior: Brick · Awnings, Paved Yard, Privacy, Year Round Living
Fronting on: North
Cross street: Stonehenge Dr and Cloverleaf Dr
Stories: —
Utilities: —
Laundry: —
Interior: Accessory Apartment, Auto Garage Door Remote, Central Vacuum, In-Law Capability, In-Law Suite, Sump Pump
Parking features: Private Double

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Room dimensions are not available for this listing.

Seller signals

Price movement & seller pressure

↓ $50KPrice reduction

MLS shows the seller reduced the asking price by $50,000 (from $1,300,000 to $1,250,000).

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: HOMELIFE/MIRACLE REALTY LTD

Source: TRREB/PROPTX · MLS® X13412034

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$1.25M

197 Cloverleaf Drive · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $1,250,000✓ $9,325 tax✓ Gas✓ 2500-3000 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$9,356/mo

incl. closing costs (yr 1)

Annual total

$112,275

year 1

Mortgage only

$4,742/mo

principal + interest

Beyond mortgage

$2,366/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$250,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$777/mo

Utilities

Hydro / electricity$193/mo

≈ $0.07/ft² × ~2,750 ft² · ON avg ~$193/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$12,500/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$21,475

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)51% $56,905/yr

Property taxes27% $30,800/yr

Utilities5% $5,370/yr

Insurance & security1% $1,600/yr

Maintenance11% $12,500/yr

Closing costs5% $5,100/yr

Mortgage is 51% of your true cost of ownership. The other 49% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$56,905	$4,742/mo
Government & taxes
Property tax	$9,325	$777/mo
Land transfer tax(closing)	$21,475	$1,790/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$2,310	$193/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$12,500	$1,042/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$112,275	$9,356/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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197 Cloverleaf Drive

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

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Annual costs