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$499K · 3 bed Condo Apartment · Waterloo | MyPropertyScout

$499,000

Unit 1004

23 DOM

3223d

Map

DOM 23

$499,000

F●●○○○DOM23days

Unit 1004

8 Hickory Street · Waterloo · Ontario N2L 3H6

MLS® X13411662 · N2L 3H6

32Vacant1200-1399 ft²Condo ApartmentNone23d$384/ft²$5,480 tax/yrBuilt 201313 yrs old

24% above market · regional est. · 23 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

This exceptional 1,399 sq. ft. three-bedroom suite offers the perfect blend of comfort, style, and convenience in one of Waterloo's most sought-after student communities. Ideally located just steps from Wilfrid Laurier University and within walking distance of the University of Waterloo, this spacious unit presents an outstanding opportunity for both investors and end users. Designed for contemporary living, the suite features a bright and spacious living area, a well-appointed kitchen with ampl…

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Property details

MLS#: X13411662
Status: Buy Now
Beds: 3
Baths: 2 full, 0 half
Size: 1200-1399
Style: 1 Storey/Apt
Type: Condo Apartment
Year built: —

Roof: Tar and Gravel
Foundation: Poured Concrete

View: Clear

Condo corp #: 560
Balcony: None
Locker: None
Fees include: Common Elements Included, Building Insurance Included, CAC Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 0 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick · Year Round Living
Fronting on: —
Cross street: KING ST. N.
Basement: None
Stories: 10
Utilities: —
Laundry: In-Suite Laundry
Interior: Carpet Free
Parking features: —

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Level	Room	Dimensions
Main	Living Room	3.01m × 8.64m
Main	Kitchen	4.49m × 3.84m
Main	Dining Room	2.14m × 3.83m
Main	Primary Bedroom	2.87m × 4.32m
Main	Bathroom	1.62m × 1.93m
Main	Bedroom 2	2.74m × 5.72m
Main	Bedroom 3	2.14m × 5.72m
Main	Bathroom	2.87m × 1.63m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: ENGEL & VOLKERS WATERLOO REGION

Source: TRREB/PROPTX · MLS® X13411662

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$499K

Unit 1004 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $499,000✓ $5,480 tax✓ Gas✓ 1200-1399 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,754/mo

incl. closing costs (yr 1)

Annual total

$57,053

year 1

Mortgage only

$1,893/mo

principal + interest

Beyond mortgage

$1,865/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$99,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$457/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,990/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$47/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$6,455

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)40% $22,717/yr

Property taxes21% $11,935/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $4,990/yr

Condo fees12% $6,752/yr

Closing costs9% $5,100/yr

Mortgage is 40% of your true cost of ownership. The other 60% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$22,717	$1,893/mo
Government & taxes
Property tax	$5,480	$457/mo
Land transfer tax(closing)	$6,455	$538/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,990	$416/mo
Condo fees
Condo / HOA fees	$6,752	$563/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$57,053	$4,754/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 1004

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs