$629K · 4 bed Condo Apartment · Kortright West, Guelph

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About this home

Rarely offered with 2 parking spaces (1 covered), this partially furnished 4 bedroom, 4 bathroom condo is a standout opportunity for University of Guelph parents & investors alike. Located in the heart of Guelph's Off-Campus Student Housing District, this bright modern 1130 sq. ft unit features an exceptionally desirable layout with each bedroom offering its own private 3-piece ensuite bath. Peaceful views from the open-concept living/dining area overlook green space, while the modern kitchen sh…

Property details

MLS#

X13268560

Status

Buy Now

Beds

Baths

4 full, 0 half

Size

1000-1199

Style

Apartment

Type

Condo Apartment

Year built

—

Building name: Solstice 1
Condo corp #: 221
Balcony: Juliette
Locker: None
Association amenities: Rooftop Deck/Garden, Game Room, Exercise Room
Fees include: Parking Included, Building Insurance Included, Common Elements Included, Heat Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 2 total
Heating: Fan Coil
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Metal/Steel Siding
Fronting on: —
Cross street: Gordon & Arkell Rd.
Basement: None
Stories: 4
Utilities: —
Laundry: In-Suite Laundry
Interior: Carpet Free
Parking features: —

Level	Room	Dimensions
Flat	Kitchen	2.7m × 2.9m
Flat	Dining Room	3.5m × 5.9m
Flat	Living Room	3.5m × 5.9m
Flat	Bedroom	3.3m × 2.9m
Flat	Bedroom 2	3.3m × 2.9m
Flat	Bedroom 3	3.1m × 3m
Flat	Bedroom 4	3.1m × 3m
Flat	Bathroom	1.5m × 1.8m
Flat	Bathroom	1.5m × 1.8m
Flat	Bathroom	1.5m × 1.8m
Flat	Bathroom	1.5m × 1.8m

Level

Room

Dimensions

Flat

Kitchen

2.7m × 2.9m

Flat

Dining Room

3.5m × 5.9m

Flat

Living Room

3.5m × 5.9m

Flat

Bedroom

3.3m × 2.9m

Flat

Bedroom 2

3.3m × 2.9m

Flat

Bedroom 3

3.1m × 3m

Flat

Bedroom 4

3.1m × 3m

Flat

Bathroom

1.5m × 1.8m

Flat

Bathroom

1.5m × 1.8m

Flat

Bathroom

1.5m × 1.8m

Flat

Bathroom

1.5m × 1.8m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $629,000✓ $5,036 tax✓ Gas✓ 1000-1199 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,547/mo

incl. closing costs (yr 1)

Annual total

$66,563

year 1

Mortgage only

$2,386/mo

principal + interest

Beyond mortgage

$1,948/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$125,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$420/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,100 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,290/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$48/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$9,055

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)43% $28,635/yr

Property taxes21% $14,091/yr

Utilities6% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance9% $6,290/yr

Condo fees10% $6,887/yr

Closing costs8% $5,100/yr

Mortgage is 43% of your true cost of ownership. The other 57% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$28,635	$2,386/mo
Government & taxes
Property tax	$5,036	$420/mo
Land transfer tax(closing)	$9,055	$755/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,290	$524/mo
Condo fees
Condo / HOA fees	$6,887	$574/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$66,563	$5,547/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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