$320K · 3 bed Condo Apartment · 9002 - Kanata - Katimavik, Kanata

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About this home

Location, Location, Location. Offering a RARE spacious THREE (3) bedroom condo unit in Kanata! Whether you are looking to move in or rent this west-end unit is an amazing investment. Offering a balcony located right off the living room, backing onto trail with established trees, storage and in-unit laundry make this one of the best finds in the area. Kitchen remodeled in 2020 and parking just outside the door. Walking distance Hurry! Don't hesitate, this THREE (3) Bedroom Condo is vacant and…

Property details

MLS#

X13249534

Status

Buy Now

Beds

Baths

2 full, 0 half

Size

0-499

Style

Stacked Townhouse

Type

Condo Apartment

Year built

—

Fireplaces: 1

Condo corp #: 254
Balcony: Enclosed
Locker: None
Fees include: Common Elements Included, Parking Included, Water Included, Building Insurance Included
Pets: No

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Baseboard
Heating fuel: Electric
Cooling: None
Waterfront: No
Exterior: Brick Front, Vinyl Siding
Fronting on: —
Cross street: Mcurdy and Castlefrank.
Basement: Full
Stories: 1
Utilities: —
Laundry: In-Suite Laundry
Interior: Other
Parking features: —

Level	Room	Dimensions
Main	Family Room	—
Main	Dining Room	—
Main	Powder Room	—
Lower	Bedroom	—
Lower	Bedroom 2	—
Lower	Bedroom 3	—
Lower	Bathroom	—
Main	Furnace Room	—

Level

Room

Dimensions

Main

Family Room

—

Main

Dining Room

—

Main

Powder Room

—

Lower

Bedroom

—

Lower

Bedroom 2

—

Lower

Bedroom 3

—

Lower

Bathroom

—

Main

Furnace Room

—

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $319,900✓ $2,326 tax✓ Electric✓ 0-499 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,481/mo

incl. closing costs (yr 1)

Annual total

$41,774

year 1

Mortgage only

$1,214/mo

principal + interest

Beyond mortgage

$1,536/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$63,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$194/mo

Utilities

Hydro / electricity$75/mo

≈ $0.13/ft² × ~250 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$3,199/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$64/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$3,274

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)35% $14,563/yr

Property taxes13% $5,600/yr

Utilities6% $2,460/yr

Insurance & security4% $1,600/yr

Maintenance8% $3,199/yr

Condo fees22% $9,252/yr

Closing costs12% $5,100/yr

Mortgage is 35% of your true cost of ownership. The other 65% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$14,563	$1,214/mo
Government & taxes
Property tax	$2,326	$194/mo
Land transfer tax(closing)	$3,274	$273/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$3,199	$267/mo
Condo fees
Condo / HOA fees	$9,252	$771/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$41,774	$3,481/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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