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$515K · 3 bed Condo Townhouse · Waterloo | MyPropertyScout

$514,900

Unit 32

25 DOM

3225d

Map

DOM 25

$514,900

A●●○○○DOM25days

Unit 32

589 Beechwood Drive · Waterloo · Ontario N2T 2K9

MLS® X13248618 · N2T 2K9

32OwnerOccupied1000-1199 ft²Condo Townhouse1-car Built-In25d$468/ft²$3,072 tax/yrBuilt 198541 yrs old

16% below market · regional est. · 25 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Experience the ultimate Waterloo location! This updated 3-bedroom, 2-bathroom condo townhouse offers a perfect blend of lifestyle and investment potential. Situated less than 10 minutes from both the University of Waterloo and Wilfrid Laurier, you are also ideally located near top-tier elementary schools. Enjoy unparalleled convenience with easy access to banking, groceries, Costco, and the vibrant shopping and dining at The Boardwalk. Inside, you will find a carpet-free main level featuring ric…

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Property details

MLS#: X13248618
Status: Buy Now
Beds: 3
Baths: 2 full, 0 half
Size: 1000-1199
Style: Multi-Level
Type: Condo Townhouse
Year built: —

Fireplace features: Family Room, Natural Gas

Condo corp #: 189
Balcony: None
Locker: None
Fees include: Common Elements Included, Parking Included
Pets: Yes-with Restrictions

Garage: 1-car Built-In
Garage spaces: 1
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Waterfront: No
Exterior: Aluminum Siding, Brick
Fronting on: —
Cross street: ERBSVILLE CRT AND ERBS ST W
Basement: Finished
Stories: 1
Utilities: —
Laundry: In Basement
Interior: Carpet Free
Parking features: Private

Rooms

Level	Room	Dimensions
Lower	Den	3.45m × 4.8m
Main	Living Room	3.5m × 5.3m
Second	Kitchen	5.2m × 2.9m
Third	Primary Bedroom	3.1m × 4.1m
Third	Bedroom 2	2.3m × 3.6m
Third	Bedroom 3	3.6m × 2.25m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RIGHT AT HOME REALTY

Source: TRREB/PROPTX · MLS® X13248618

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$515K

Unit 32 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $514,900✓ $3,072 tax✓ Gas✓ 1000-1199 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,443/mo

incl. closing costs (yr 1)

Annual total

$53,312

year 1

Mortgage only

$1,953/mo

principal + interest

Beyond mortgage

$1,467/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$102,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$256/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,100 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,149/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$29/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$6,773

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)44% $23,440/yr

Property taxes18% $9,845/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance10% $5,149/yr

Condo fees8% $4,217/yr

Closing costs10% $5,100/yr

Mortgage is 44% of your true cost of ownership. The other 56% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$23,440	$1,953/mo
Government & taxes
Property tax	$3,072	$256/mo
Land transfer tax(closing)	$6,773	$564/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,149	$429/mo
Condo fees
Condo / HOA fees	$4,217	$351/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$53,312	$4,443/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 32

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs