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$888K · 5 bed Condo Apartment · Waterloo | MyPropertyScout

$888,000

Unit 1105

25 DOM

5525d

Map

DOM 25

$888,000

DOM25days

Unit 1105

8 Hickory Street · Waterloo · Ontario N2L 3H6

MLS® X13245830 · N2L 3H6

55TenantOccupied2000-2249 ft²Condo ApartmentNone25d$418/ft²$7,878 tax/yr

25 days on market

About this home

Luxury Penthouse Living in the Heart of Waterloo - Fully Furnished, Turn-Key & Prime Investment Opportunity. Experience exceptional penthouse living in this spectacular two-level suite, perfectly positioned on the top (11th) floor of a modern, upscale Waterloo residence. Offering over 2,100 sq. ft. of beautifully finished living space, this rare property combines sophisticated design, sweeping sunset views, and unmatched convenience; just steps from Wilfrid Laurier University and the University…

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Property details

MLS#: X13245830
Status: Buy Now
Beds: 5
Baths: 5 full, 0 half
Size: 2000-2249
Style: Apartment
Type: Condo Apartment
Year built: —

Condo corp #: 560
Balcony: Enclosed
Locker: None
Fees include: Common Elements Included, Building Insurance Included, Water Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 0 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick, Concrete Block
Fronting on: —
Cross street: King
Basement: None
Stories: 11
Utilities: —
Laundry: In-Suite Laundry
Interior: Carpet Free, Primary Bedroom - Main Floor
Parking features: —

Rooms

Room dimensions are not available for this listing.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: Red And White Realty Inc

Source: TRREB/PROPTX · MLS® X13245830

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$888K

Unit 1105 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $888,000✓ $7,878 tax✓ Gas✓ 2000-2249 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$7,845/mo

incl. closing costs (yr 1)

Annual total

$94,140

year 1

Mortgage only

$3,369/mo

principal + interest

Beyond mortgage

$2,832/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$177,600

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$657/mo

Utilities

Hydro / electricity$82/mo

≈ $0.07/ft² × ~2,125 ft² · ON avg ~$82/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$8,880/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$83/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$14,235

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)43% $40,426/yr

Property taxes23% $22,113/yr

Utilities4% $4,042/yr

Insurance & security2% $1,600/yr

Maintenance9% $8,880/yr

Condo fees13% $11,980/yr

Closing costs5% $5,100/yr

Mortgage is 43% of your true cost of ownership. The other 57% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$40,426	$3,369/mo
Government & taxes
Property tax	$7,878	$657/mo
Land transfer tax(closing)	$14,235	$1,186/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$982	$82/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$8,880	$740/mo
Condo fees
Condo / HOA fees	$11,980	$998/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$94,140	$7,845/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 1105

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs