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$700K · 3 bed Condo Townhouse · Waterdown, Hamilton | MyPropertyScout

$699,999

Unit 9

26 DOM

3326d

Map

⚡ Insider Deal

DOM 26

↓ $75,001Price Reduced

$699,999

F●●○○○DOM26days

Unit 9

122 Dundas Street · Hamilton · Ontario L9H 7N3

MLS® X13242798 · Waterdown · L9H 7N3

33OwnerOccupied1600-1799 ft²Condo Townhouse1-car Attached26d$412/ft²$3,788 tax/yrBuilt 20233 yrs old

11% above market · regional est. · 26 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Stylish spacious 3-bedroom townhome nestled in the heart of Waterdown, ideal for first-time buyers and young professionals. Thoughtfully designed layout offers bright, open-concept living with contemporary finishes throughout. Modern kitchen with ample cabinetry and prep space flows seamlessly into the living and dining areas, perfect for entertaining. Generous bedrooms provide comfort and flexibility for work-from-home or guest space. Large comfortable primary suite with a 4-piece ensuite. Outd…

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Property details

MLS#: X13242798
Status: Buy Now
Beds: 3
Baths: 3 full, 0 half
Size: 1600-1799
Style: 3-Storey
Type: Condo Townhouse
Year built: —

Condo corp #: 550
Balcony: Open
Locker: None
Association amenities: Visitor Parking
Fees include: Building Insurance Included
Pets: No

Garage: 1-car Attached
Garage spaces: 1
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: Dundas & Hollybush
Basement: Walk-Out
Stories: 9
Utilities: —
Laundry: Ensuite
Interior: Auto Garage Door Remote
Parking features: Private

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Level	Room	Dimensions
Ground	Family Room	3.05m × 5.3m
Second	Great Room	4.57m × 5.3m
Second	Kitchen	2.74m × 2.43m
Second	Dining Room	3.1m × 3.38m
Third	Primary Bedroom	4.08m × 3.84m
Third	Bedroom 2	2.68m × 2.68m
Third	Bedroom 3	2.56m × 2.77m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: EXP REALTY

Source: TRREB/PROPTX · MLS® X13242798

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$700K

Unit 9 · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $699,999✓ $3,788 tax✓ Gas✓ 1600-1799 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,555/mo

incl. closing costs (yr 1)

Annual total

$66,664

year 1

Mortgage only

$2,656/mo

principal + interest

Beyond mortgage

$1,569/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$140,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$316/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,700 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$7,000/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$20/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$10,475

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)48% $31,867/yr

Property taxes21% $14,263/yr

Utilities6% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance11% $7,000/yr

Condo fees4% $2,874/yr

Closing costs8% $5,100/yr

Mortgage is 48% of your true cost of ownership. The other 52% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$31,867	$2,656/mo
Government & taxes
Property tax	$3,788	$316/mo
Land transfer tax(closing)	$10,475	$873/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$7,000	$583/mo
Condo fees
Condo / HOA fees	$2,874	$240/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$66,664	$5,555/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 9

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs