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$475K · 2 bed Condo Apartment · Fenelon Falls, Kawartha Lakes | MyPropertyScout

$474,900

Unit 103

26 DOM

2226d

Map

⚡ Insider Deal

DOM 26

Estate Sale

$474,900

C●●○○○DOM26days

Unit 103

94 Francis Street · Kawartha Lakes · Ontario K0M 1N0

MLS® X13240574 · Fenelon Falls · K0M 1N0

22Vacant1000-1199 ft²Condo Apartment1-car Underground26d$432/ft²$3,939 tax/yrBuilt 201313 yrs old

2% above market · regional est. · 26 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Tired of shoveling snow or cutting grass, Condo life could be for you!! 2 bedroom, 2 bathroom condo in a quiet and well maintained building. This affordable main floor unit is perfect for retirees, seniors and those with mobility issues. Offering 1080 square feet of well maintained open concept living with beautiful views from the kitchen and living area over Cameron Lake. Wake up in your primary suite with an ensuite bathroom, walk in closet and more lakeside views. Ensuite laundry located…

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Property details

MLS#: X13240574
Status: Buy Now
Beds: 2
Baths: 2 full, 0 half
Size: 1000-1199
Style: 1 Storey/Apt
Type: Condo Apartment
Year built: —

Roof: Asphalt Shingle
Foundation: Poured Concrete
Property features: Beach, Lake/Pond, Park, Library, Place Of Worship, Rec./Commun.Centre

View: Lake

Condo corp #: 28
Balcony: Open
Locker: Exclusive
Association amenities: BBQs Allowed, Elevator, Visitor Parking
Fees include: Heat Included, Common Elements Included, Building Insurance Included, Parking Included, Condo Taxes Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Propane
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick, Stone · Year Round Living
Fronting on: —
Cross street: Francis St W/Colborne
Basement: None
Stories: 1
Utilities: —
Laundry: Ensuite
Interior: Water Heater, Wheelchair Access
Parking features: Private

Rooms

Level	Room	Dimensions
Main	Kitchen	2.19m × 4.81m
Main	Living Room	4.09m × 4.81m
Main	Dining Room	2.19m × 4.81m
Main	Primary Bedroom	5.02m × 3.55m
Main	Bathroom	3.31m × 1.63m
Main	Laundry	1.9m × 1.63m
Main	Bedroom	3.48m × 3.31m
Main	Bathroom	2.02m × 2.05m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: AFFINITY GROUP PINNACLE REALTY LTD.

Source: TRREB/PROPTX · MLS® X13240574

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$475K

Unit 103 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $474,900✓ $3,939 tax✓ Propane✓ 1000-1199 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,875/mo

incl. closing costs (yr 1)

Annual total

$58,503

year 1

Mortgage only

$1,802/mo

principal + interest

Beyond mortgage

$2,118/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$94,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$328/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,100 ft² · ON avg ~$75/mo

Propane$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,749/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$80/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$5,973

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)37% $21,619/yr

Property taxes17% $9,912/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance8% $4,749/yr

Condo fees20% $11,563/yr

Closing costs9% $5,100/yr

Mortgage is 37% of your true cost of ownership. The other 63% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$21,619	$1,802/mo
Government & taxes
Property tax	$3,939	$328/mo
Land transfer tax(closing)	$5,973	$498/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Propane	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,749	$396/mo
Condo fees
Condo / HOA fees	$11,563	$964/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$58,503	$4,875/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 103

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs