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$400K · 1+1 bed Condo Apartment · Gourley, Hamilton | MyPropertyScout

$399,777

Unit 104

26 DOM

1+1126d

Map

DOM 26

$399,777

F●●○○○DOM26days

Unit 104

120 SPRINGVALLEY Crescent · Hamilton · Ontario L9C 0G2

MLS® X13239912 · Gourley · L9C 0G2

1+11Vacant600-699 ft²Condo ApartmentNone26d$616/ft²$1,000 tax/yrNew build

13% above market · regional est. · 26 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Welcome to this beautiful 1+1 bedroom & den condo in the heart of Hamilton Mountain! Offering 671 sq. ft. of bright and modern living space, this home is perfect for first-time buyers, downsizers, or investors. Step inside to find an open-concept layout featuring a spacious living and dining area with large windows that let in plenty of natural light. The modern kitchen boasts sleek countertops, stainless steel appliances, and ample cabinet space-ideal for home cooking and entertaining. The prim…

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Property details

MLS#: X13239912
Status: Buy Now
Beds: 1+1
Baths: 1 full, 0 half
Size: 600-699
Style: Apartment
Type: Condo Apartment
Year built: —

Condo corp #: 656
Balcony: Open
Locker: Ensuite+Exclusive
Fees include: Common Elements Included, Parking Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Forced Air
Heating fuel: Other
Cooling: Other
Fireplaces: —
Waterfront: No
Exterior: Brick, Stone
Fronting on: —
Cross street: ANNABELLE ST
Basement: None
Stories: 1
Utilities: —
Laundry: In-Suite Laundry
Interior: None
Parking features: Surface

Rooms

Level	Room	Dimensions
Main	Kitchen	2.87m × 2.13m
Main	Family Room	5.38m × 2.92m
Main	Bathroom	—
Main	Primary Bedroom	3.73m × 2.72m
Main	Den	1.91m × 2.26m
Main	Laundry	—

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RE/MAX ESCARPMENT REALTY INC.

Source: TRREB/PROPTX · MLS® X13239912

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$400K

Unit 104 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $399,777✓ $1,000 tax✓ Other✓ 600-699 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,644/mo

incl. closing costs (yr 1)

Annual total

$43,730

year 1

Mortgage only

$1,517/mo

principal + interest

Beyond mortgage

$1,297/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$79,955

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$83/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~650 ft² · ON avg ~$75/mo · assumes gas heat

Other$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$3,998/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$38/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$4,472

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)42% $18,200/yr

Property taxes13% $5,472/yr

Utilities9% $3,960/yr

Insurance & security4% $1,600/yr

Maintenance9% $3,998/yr

Condo fees12% $5,400/yr

Closing costs12% $5,100/yr

Mortgage is 42% of your true cost of ownership. The other 58% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$18,200	$1,517/mo
Government & taxes
Property tax	$1,000	$83/mo
Land transfer tax(closing)	$4,472	$373/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Other	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$3,998	$333/mo
Condo fees
Condo / HOA fees	$5,400	$450/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$43,730	$3,644/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 104

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs