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$550K · 2 bed Condo Townhouse · 540 - Grimsby Beach, Grimsby | MyPropertyScout

$549,900

Unit 13

26 DOM

2326d

Map

DOM 26

$549,900

B●●●○○DOM26days

Unit 13

510 North Service Road · Grimsby · Ontario L3M 0C9

MLS® X13239892 · 540 - Grimsby Beach · L3M 0C9

23Vacant1200-1399 ft²Condo TownhouseNone26d$423/ft²$3,321 tax/yrBuilt 201313 yrs old

2% below market · 26 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Welcome to Grimsby-on-the-Lake, one of Niagara's most sought-after waterfront communities. Perfectly situated between Lake Ontario and the Niagara Escarpment, this stylish 2-bedroom townhome offers the perfect blend of modern living, convenience, and an exceptional lakeside lifestyle. Step outside and enjoy a vibrant, walkable neighbourhood filled with local cafés, restaurants, boutique shopping, waterfront trails, parks, beaches, and the popular Casablanca Waterfront Park. Whether you're enjoyi…

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Property details

MLS#: X13239892
Status: Buy Now
Beds: 2
Baths: 3 full, 0 half
Size: 1200-1399
Style: 3-Storey
Type: Condo Townhouse
Year built: —

Roof: Asphalt Shingle
Foundation: Poured Concrete
Property features: Beach, Park, School, Lake Access, Marina, Rec./Commun.Centre

Condo corp #: 248
Balcony: Open
Locker: None
Association amenities: BBQs Allowed, Visitor Parking
Fees include: Common Elements Included, Building Insurance Included, Parking Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick · Lighting
Fronting on: —
Cross street: WINSTON & NORTH SERVICE ROAD
Basement: None
Stories: 1
Utilities: —
Laundry: In-Suite Laundry
Interior: Water Heater
Parking features: Surface

Rooms

Level	Room	Dimensions
Main	Foyer	—
Second	Living Room	3.61m × 4.82m
Second	Kitchen	3.83m × 4.07m
Second	Dining Room	2.39m × 2.9m
Second	Bathroom	—
Third	Primary Bedroom	3.43m × 4.83m
Third	Bathroom	—
Third	Bedroom 2	2.35m × 3.97m
Third	Bathroom	—
Third	Laundry	—

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: BOLDT REALTY INC., BROKERAGE

Source: TRREB/PROPTX · MLS® X13239892

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$550K

Unit 13 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $549,900✓ $3,321 tax✓ Gas✓ 1200-1399 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,600/mo

incl. closing costs (yr 1)

Annual total

$55,205

year 1

Mortgage only

$2,086/mo

principal + interest

Beyond mortgage

$1,433/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$109,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$277/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,499/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$22/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$7,473

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)45% $25,034/yr

Property taxes20% $10,794/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance10% $5,499/yr

Condo fees6% $3,219/yr

Closing costs9% $5,100/yr

Mortgage is 45% of your true cost of ownership. The other 55% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$25,034	$2,086/mo
Government & taxes
Property tax	$3,321	$277/mo
Land transfer tax(closing)	$7,473	$623/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,499	$458/mo
Condo fees
Condo / HOA fees	$3,219	$268/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$55,205	$4,600/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 13

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs