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$549K · 2 bed Condo Apartment · 3104 - CFB Rockcliffe and Area, Manor Park - Cardinal Glen and Area | MyPropertyScout

$549,000

Unit 302

26 DOM

2226d

Map

DOM 26

$549,000

B●●●○○DOM26days

Unit 302

397 Codds Road · Manor Park - Cardinal Glen and Area · Ontario K1K 5C7

MLS® X13237972 · 3104 - CFB Rockcliffe and Area · K1K 5C7

22TenantOccupied1200-1399 ft²Condo Apartment1-car Underground26d$422/ft²$6,328 tax/yr

2% below market · 26 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Welcome to Wateridge, one of Ottawa's closest newer communities to downtown. This spacious condo offers one of the larger layouts in the building, featuring approximately 1,200 sq ft, 2 bedrooms, 2 full bathrooms, and a separate den ideal for a home office or flex space.Bright and functional throughout, the open-concept kitchen, living, and dining area is filled with natural light from large windows and offers great flow for both everyday living and entertaining. The generous primary bedroom inc…

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Property details

MLS#: X13237972
Status: Buy Now
Beds: 2
Baths: 2 full, 0 half
Size: 1200-1399
Style: 1 Storey/Apt
Type: Condo Apartment
Year built: —

Condo corp #: 1117
Balcony: Terrace
Locker: Exclusive
Fees include: Heat Included, Common Elements Included, Building Insurance Included, Parking Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick, Stucco (Plaster)
Fronting on: —
Cross street: Codd's road and Hemlock Road
Basement: None
Stories: 3
Utilities: —
Laundry: In-Suite Laundry
Interior: Primary Bedroom - Main Floor
Parking features: Underground

Additional listing data

ListAOR: Ottawa Real Estate Board

Rooms

Room dimensions are not available for this listing.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: HOME RUN REALTY INC.

Source: TRREB/PROPTX · MLS® X13237972

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$549K

Unit 302 · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $549,000✓ $6,328 tax✓ Gas✓ 1200-1399 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,344/mo

incl. closing costs (yr 1)

Annual total

$64,129

year 1

Mortgage only

$2,083/mo

principal + interest

Beyond mortgage

$2,182/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$109,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$527/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,490/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$64/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$7,455

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)39% $24,993/yr

Property taxes21% $13,783/yr

Utilities6% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance9% $5,490/yr

Condo fees14% $9,203/yr

Closing costs8% $5,100/yr

Mortgage is 39% of your true cost of ownership. The other 61% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$24,993	$2,083/mo
Government & taxes
Property tax	$6,328	$527/mo
Land transfer tax(closing)	$7,455	$621/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,490	$458/mo
Condo fees
Condo / HOA fees	$9,203	$767/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$64,129	$5,344/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 302

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs