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$846K · 3 bed Condo Townhouse · Ancaster, Hamilton | MyPropertyScout

$845,900

Unit 7

27 DOM

3427d

Map

DOM 27

$845,900

F●●○○○DOM27days

Unit 7

39 Panabaker Drive · Hamilton · Ontario L9G 0A2

MLS® X13236808 · Ancaster · L9G 0A2

34OwnerOccupied1800-1999 ft²Condo Townhouse1-car Attached27d$445/ft²$5,228 tax/yr

27% above market · regional est. · 27 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Welcome to this beautifully maintained end-unit townhome in the heart of Ancaster, offering exceptional curb appeal and an impressive amount of living space. With approximately 2,452 sq ft of finished living space (1860 sqft above grade + 592 sqft below), this home is ideal for families seeking both comfort and functionality. The main level features a grand double-door entry, elegant Palladian-style windows in the dining area, a main floor office/den, and spacious principal rooms. The updated ki…

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Property details

MLS#: X13236808
Status: Buy Now
Beds: 3
Baths: 4 full, 0 half
Size: 1800-1999
Style: 2-Storey
Type: Condo Townhouse
Year built: —

Property features: Arts Centre, Fenced Yard, Level, Library, Park, Place Of Worship

Fireplace features: Natural Gas

Condo corp #: 416
Balcony: None
Locker: None
Fees include: Common Elements Included, Building Insurance Included, Parking Included
Pets: Yes-with Restrictions

Garage: 1-car Attached
Garage spaces: 1
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Waterfront: No
Exterior: Brick, Other · Deck, Landscaped, Patio
Fronting on: —
Cross street: Garner Rd.
Basement: Full, Finished
Stories: 1
Utilities: —
Laundry: Inside, Other
Interior: Auto Garage Door Remote, Water Heater, Water Meter
Parking features: Private

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Level	Room	Dimensions
Main	Living Room	3.3m × 3.66m
Main	Dining Room	2.82m × 3.3m
Main	Kitchen	2.97m × 6.5m
Main	Den	3m × 3.28m
Main	Laundry	1.8m × 2.29m
Second	Primary Bedroom	3.71m × 4.5m
Second	Bedroom 2	3.63m × 4.24m
Second	Bedroom 3	3.02m × 3.33m
Basement	Recreation	3.28m × 6.2m
Basement	Exercise Room	2.26m × 3.68m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RE/MAX ESCARPMENT REALTY INC.

Source: TRREB/PROPTX · MLS® X13236808

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$846K

Unit 7 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $845,900✓ $5,228 tax✓ Gas✓ 1800-1999 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$7,005/mo

incl. closing costs (yr 1)

Annual total

$84,065

year 1

Mortgage only

$3,209/mo

principal + interest

Beyond mortgage

$2,222/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$169,180

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$436/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,900 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$8,459/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$54/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$13,393

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)46% $38,509/yr

Property taxes22% $18,621/yr

Utilities5% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance10% $8,459/yr

Condo fees9% $7,817/yr

Closing costs6% $5,100/yr

Mortgage is 46% of your true cost of ownership. The other 54% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$38,509	$3,209/mo
Government & taxes
Property tax	$5,228	$436/mo
Land transfer tax(closing)	$13,393	$1,116/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$8,459	$705/mo
Condo fees
Condo / HOA fees	$7,817	$651/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$84,065	$7,005/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 7

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs