Loading neighbourhood intel…

$390K · 1 bed Condo Apartment · Lindsay, Kawartha Lakes | MyPropertyScout

$389,900

Unit 103

27 DOM

1127d

Map

DOM 27

Waterfront

$389,900

A●●○○○DOM27days

Unit 103

25 King Street · Kawartha Lakes · Ontario K9V 1C7

MLS® X13235808 · Lindsay · K9V 1C7

11OwnerOccupied700-799 ft²Condo ApartmentNone27d$520/ft²$2,728 tax/yr

13% below market · regional est. · 27 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Modern & Stylish Waterfront Condo in the Heart of Lindsay! This ground floor 1 bedroom suite flaunts a beautiful open concept floorplan with a walkout to a peaceful riverside patio. The kitchen features stainless steel appliances, quartz countertops, loads of cupboard space & center island w/seating for 4. Spacious primary bedroom & bathroom. In-suite laundry. Pyjama Factory Condominiums offers it's owners a well equipped gym, party room & a large outdoor BBQ/lounge space overlooking the water.…

Reserved · coming next

MyPropertyScout exclusive

Reserve your Home Buyers Package

Could save you thousands on this purchase — closing strategy, negotiation & rebate.

MyStreetValue™ Analysis

Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →

Property details

MLS#: X13235808
Status: Buy Now
Beds: 1
Baths: 1 full, 0 half
Size: 700-799
Style: Apartment
Type: Condo Apartment
Year built: —

Roof: Asphalt Shingle
Property features: Golf, Hospital, Park, Public Transit, River/Stream, Waterfront

View: Garden, River, Water

Waterfront: Yes
Water view: Partially Obstructive
Water body: Scugog River
Shoreline: Deep
Waterfront features: Trent System

Condo corp #: 31
Balcony: Open
Locker: None
Association amenities: Community BBQ, Gym, Elevator, Party Room/Meeting Room, Visitor Parking, Communal Waterfront Area
Fees include: Heat Included, Common Elements Included, Building Insurance Included, Water Included, Parking Included, CAC Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Exterior: Stucco (Plaster) · Controlled Entry, Landscaped, Patio, Recreational Area, Year Round Living
Fronting on: —
Cross street: King St/Lindsay St. N.
Basement: None
Stories: 1
Utilities: —
Laundry: In-Suite Laundry, Laundry Closet
Interior: Primary Bedroom - Main Floor
Parking features: Surface

Rooms

Level	Room	Dimensions
Main	Living Room	3.89m × 3.99m
Main	Kitchen	6.63m × 3.99m
Main	Bedroom	3.48m × 3.89m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: Royal LePage Frank Real Estate

Source: TRREB/PROPTX · MLS® X13235808

Do you own a home in Kawartha Lakes?

Find out what it's worth — and what you'd walk away with after mortgage, commission and fees.

Get My StreetValue™ →

$390K

Unit 103 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $389,900✓ $2,728 tax✓ Gas✓ 700-799 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,895/mo

incl. closing costs (yr 1)

Annual total

$46,741

year 1

Mortgage only

$1,479/mo

principal + interest

Beyond mortgage

$1,597/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$77,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$227/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~750 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$3,899/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$51/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$4,324

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)38% $17,750/yr

Property taxes15% $7,052/yr

Utilities8% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance8% $3,899/yr

Condo fees16% $7,380/yr

Closing costs11% $5,100/yr

Mortgage is 38% of your true cost of ownership. The other 62% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$17,750	$1,479/mo
Government & taxes
Property tax	$2,728	$227/mo
Land transfer tax(closing)	$4,324	$360/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$3,899	$325/mo
Condo fees
Condo / HOA fees	$7,380	$615/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$46,741	$3,895/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

Unlock Insider Deals

Sign in

Unit 103

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

Request a Showing

Request a Showing

Annual costs