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$490K · 1 bed Condo Apartment · Stoney Creek, Hamilton | MyPropertyScout

$489,990

Unit 107

27 DOM

1127d

Map

DOM 27

$489,990

F●●○○○DOM27days

Unit 107

461 Green Road · Hamilton · Ontario L8E 0L5

MLS® X13234466 · Stoney Creek · L8E 0L5

11OwnerOccupied700-799 ft²Condo Apartment1-car Underground27d$654/ft²$0 tax/yrNew build

11% above market · regional est. · 27 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

REMARKS FOR CLIENTS (2000 characters)Welcome to The Muse at 461 Green Road - a stunning brand-new residence offering sophisticated design, smart-home convenience, and exceptional accessibility in one of Stoney Creek's most connected and desirable communities. This spacious 1 bedroom + den suite includes parking and locker, featuring an impressive 783 sq. ft. of interior living space plus a 135 sq. ft. private balcony. As the largest unit on the main floor, this thoughtfully designed barrier-free…

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Property details

MLS#: X13234466
Status: Buy Now
Beds: 1
Baths: 1 full, 0 half
Size: 700-799
Style: 1 Storey/Apt
Type: Condo Apartment
Year built: —

Property features: Greenbelt/Conservation, Lake/Pond, Marina, Place Of Worship, Public Transit, School

View: City, Hills, Lake, Skyline, Water

Condo corp #: 668
Balcony: Enclosed
Locker: Owned
Fees include: Common Elements Included, Building Insurance Included, Parking Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Stucco (Plaster)
Fronting on: —
Cross street: .
Basement: None
Stories: 1
Utilities: —
Laundry: In-Suite Laundry
Interior: Wheelchair Access
Parking features: —

Rooms

Room dimensions are not available for this listing.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: Royal LePage Flower City Realty, Brokerage

Source: TRREB/PROPTX · MLS® X13234466

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$490K

Unit 107 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $489,990✓ $0 tax✓ Gas✓ 700-799 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,011/mo

incl. closing costs (yr 1)

Annual total

$48,137

year 1

Mortgage only

$1,859/mo

principal + interest

Beyond mortgage

$1,171/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$97,998

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$0/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~750 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,900/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$28/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$6,275

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)46% $22,306/yr

Property taxes13% $6,275/yr

Utilities8% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance10% $4,900/yr

Condo fees8% $3,996/yr

Closing costs11% $5,100/yr

Mortgage is 46% of your true cost of ownership. The other 54% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$22,306	$1,859/mo
Government & taxes
Land transfer tax(closing)	$6,275	$523/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,900	$408/mo
Condo fees
Condo / HOA fees	$3,996	$333/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$48,137	$4,011/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 107

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs