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$350K · 2 bed Condo Townhouse · 18 - Central City West, Kingston | MyPropertyScout

$349,900

Unit 50

27 DOM

2127d

Map

DOM 27

$349,900

F●●○○○DOM27days

Unit 50

258 Queen Mary Road · Kingston · Ontario K7M 2B2

MLS® X13232934 · 18 - Central City West · K7M 2B2

21OwnerOccupied1000-1199 ft²Condo TownhouseNone27d$318/ft²$2,155 tax/yr

12% above market · regional est. · 27 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

A welcoming 2-bedroom condo townhouse offering comfort, convenience, and the chance to make it your own in a central Kingston location. Perfect for first-time buyers, investors, downsizers, or anyone looking for an affordable home with great potential. A The main floor features a practical mudroom entry, a bright and inviting living room, and a functional kitchen and dining area with walkout access to the rear patio enjoy your morning coffee or unwind at the end of the day. Upstairs, you'll find…

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Property details

MLS#: X13232934
Status: Buy Now
Beds: 2
Baths: 1 full, 0 half
Size: 1000-1199
Style: 2-Storey
Type: Condo Townhouse
Year built: —

Condo corp #: 16
Balcony: Terrace
Locker: None
Fees include: Common Elements Included, Building Insurance Included, Water Included, Parking Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: None
Fireplaces: —
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: Bath
Basement: Full, Finished
Stories: 1
Utilities: —
Laundry: In-Suite Laundry
Interior: None
Parking features: —

Rooms

Level	Room	Dimensions
Ground	Kitchen	3.6m × 2.9m
Ground	Living Room	3.6m × 4.8m
Second	Bedroom 2	3.6m × 2.7m
Second	Bedroom	3.6m × 4.8m
Second	Bathroom	2m × 2m
Basement	Recreation	4.7m × 3.3m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RE/MAX FINEST REALTY INC., BROKERAGE

Source: TRREB/PROPTX · MLS® X13232934

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$350K

Unit 50 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $349,900✓ $2,155 tax✓ Gas✓ 1000-1199 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,397/mo

incl. closing costs (yr 1)

Annual total

$40,767

year 1

Mortgage only

$1,327/mo

principal + interest

Beyond mortgage

$1,301/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$69,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$180/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,100 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$3,499/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$33/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$3,724

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)39% $15,929/yr

Property taxes14% $5,879/yr

Utilities10% $3,960/yr

Insurance & security4% $1,600/yr

Maintenance9% $3,499/yr

Condo fees12% $4,800/yr

Closing costs13% $5,100/yr

Mortgage is 39% of your true cost of ownership. The other 61% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$15,929	$1,327/mo
Government & taxes
Property tax	$2,155	$180/mo
Land transfer tax(closing)	$3,724	$310/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$3,499	$292/mo
Condo fees
Condo / HOA fees	$4,800	$400/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$40,767	$3,397/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 50

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs