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$525K · 2 bed Condo Townhouse · Cobourg, Cobourg | MyPropertyScout

$525,000

Unit 402

28 DOM

2128d

Map

DOM 28

$525,000

C●●●○○DOM28days

Unit 402

325 Densmore Road · Cobourg · Ontario K9A 0E4

MLS® X13228644 · Cobourg · K9A 0E4

21OwnerOccupied1000-1199 ft²Condo TownhouseNone28d$477/ft²$3,730 tax/yr

4% above market · 28 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Welcome home to this beautifully maintained bungalow condominium, perfectly positioned in a peaceful, treed setting and a dedicated walkway leading to your front entrance. Step inside and be greeted by an abundance of natural light streaming through large windows. The open-concept layout is enhanced by a stunning cathedral ceiling. The well-appointed kitchen features elegant granite countertops and ample workspace, seamlessly connecting to the living and dining areas. A built-in electric firepla…

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Property details

MLS#: X13228644
Status: Buy Now
Beds: 2
Baths: 1 full, 0 half
Size: 1000-1199
Style: Bungalow
Type: Condo Townhouse
Year built: —

Roof: Shingles
Foundation: Slab
Property features: Hospital, Public Transit

Fireplace features: Electric

Condo corp #: 64
Balcony: None
Locker: Ensuite+Exclusive
Fees include: Parking Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Baseboard
Heating fuel: Electric
Cooling: Wall Unit(s)
Waterfront: No
Exterior: Vinyl Siding · Porch
Fronting on: —
Cross street: Densmore Rd and Parkview Hills Dr
Basement: None
Stories: 1
Utilities: —
Laundry: In-Suite Laundry
Interior: Air Exchanger, Carpet Free
Parking features: Reserved/Assigned

Additional listing data

ListAOR: Central Lakes Association of REALTORS

Rooms

Level	Room	Dimensions
Main	Living Room	4.01m × 4.09m
Main	Kitchen	2.18m × 3.25m
Main	Dining Room	2.51m × 3.25m
Main	Primary Bedroom	3.53m × 4.16m
Main	Bedroom 2	3.81m × 3.88m
Main	Laundry	2.62m × 2.77m
Main	Bathroom	1.57m × 2.49m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: Royal Lepage Proalliance Realty

Source: TRREB/PROPTX · MLS® X13228644

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$525K

Unit 402 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $525,000✓ $3,730 tax✓ Electric✓ 1000-1199 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,451/mo

incl. closing costs (yr 1)

Annual total

$53,413

year 1

Mortgage only

$1,992/mo

principal + interest

Beyond mortgage

$1,420/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$105,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$311/mo

Utilities

Hydro / electricity$75/mo

≈ $0.13/ft² × ~1,100 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,250/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$31/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$6,975

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)45% $23,900/yr

Property taxes20% $10,705/yr

Utilities5% $2,460/yr

Insurance & security3% $1,600/yr

Maintenance10% $5,250/yr

Condo fees8% $4,398/yr

Closing costs10% $5,100/yr

Mortgage is 45% of your true cost of ownership. The other 55% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$23,900	$1,992/mo
Government & taxes
Property tax	$3,730	$311/mo
Land transfer tax(closing)	$6,975	$581/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,250	$438/mo
Condo fees
Condo / HOA fees	$4,398	$366/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$53,413	$4,451/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 402

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs