$400K · 1 bed Condo Apartment · East K, London East

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About this home

Experience the best of downtown living in this executive 10th floor condo, where vibrant city views meet the serene treetops of Old South. This beautifully designed 1 bedroom + den suite combines style, comfort, and convenience.The bright, open-concept layout features an elegant kitchen complete with granite countertops, backsplash, breakfast bar, ample cabinetry & under-cabinet lighting, perfect for both everyday living and entertaining. The spacious den offers incredible flexibility, ideal as…

Property details

MLS#

X13226656

Status

Buy Now

Beds

Baths

1 full, 0 half

Size

800-899

Style

Apartment

Type

Condo Apartment

Year built

—

Property features: Hospital, Park, Public Transit, River/Stream

View: City, Downtown, Trees/Woods

Building name: RENAISSANCE II
Condo corp #: 796
Balcony: Open
Locker: Owned
Association amenities: BBQs Allowed, Guest Suites, Exercise Room, Media Room, Party Room/Meeting Room, Elevator
Fees include: Heat Included, Water Included, CAC Included, Common Elements Included, Building Insurance Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Concrete, Stucco (Plaster)
Fronting on: —
Cross street: York St & Ridout St
Basement: None
Stories: 10
Utilities: —
Laundry: In-Suite Laundry
Interior: Carpet Free
Parking features: —

Level	Room	Dimensions
Main	Foyer	2.62m × 1.55m
Main	Living Room	5.03m × 3.45m
Main	Kitchen	3.3m × 3.48m
Main	Bedroom	3.78m × 4.22m
Main	Den	3.48m × 2.67m

Level

Room

Dimensions

Main

Foyer

2.62m × 1.55m

Main

Living Room

5.03m × 3.45m

Main

Kitchen

3.3m × 3.48m

Main

Bedroom

3.78m × 4.22m

Main

Den

3.48m × 2.67m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $399,888✓ $4,208 tax✓ Gas✓ 800-899 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,845/mo

incl. closing costs (yr 1)

Annual total

$46,135

year 1

Mortgage only

$1,517/mo

principal + interest

Beyond mortgage

$1,496/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$79,978

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$351/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~850 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$3,999/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$32/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$4,473

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)39% $18,205/yr

Property taxes19% $8,681/yr

Utilities9% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $3,999/yr

Condo fees10% $4,590/yr

Closing costs11% $5,100/yr

Mortgage is 39% of your true cost of ownership. The other 61% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$18,205	$1,517/mo
Government & taxes
Property tax	$4,208	$351/mo
Land transfer tax(closing)	$4,473	$373/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$3,999	$333/mo
Condo fees
Condo / HOA fees	$4,590	$383/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$46,135	$3,845/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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