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$500K · 5+3 bed Detached · Southam, Hamilton | MyPropertyScout

$499,900

77 Fennell Avenue

33 DOM

5+3233d

Map

DOM 33

↓ $180K

$499,900

↓ $180K

DOM33days

77 Fennell Avenue

Hamilton · Ontario L9C 1E8

MLS® X13226186 · Southam · L9C 1E8

5+32TenantOccupied1100-1500 ft²DetachedNoneApartment, Separate Entrance33d$385/ft²Lot 55 x 90 ft$5,201 tax/yrApartment, Separate Entrance

Neighbourhood Range

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About this home

Investor's Dream! Well-Maintained 5+3 Bedroom Bungalow On A Large Lot In Hamilton's Desirable Southam Community. Just A 5-Minute Walk To Mohawk College, Making It Ideal For Student Rentals, Multi-Generational Families, Or Homeowners Seeking Additional Rental Income. Features A Practical Layout, Bright And Spacious Full-Sized Kitchens On Both The Main Floor And Basement, Separate Side Entrance To The Finished Basement Suite, Oversized Backyard Deck, Owned Water Heater (2023), Roof (2023), Furnace…

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Property details

MLS#: X13226186
Status: Buy Now
Property class: Residential Freehold
Beds: 5+3
Baths: 2 full, 0 half
Rooms: 7 + 3
Kitchens: 2
Size: 1100-1500Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Apartment, Separate Entrance
Style: Bungalow
Type: Detached
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

PIN: 170250133
Roll / ARN: 025180809210035

Occupancy: Tenant Occupied
Washrooms: 4 pc · Upper; 3 pc · Lower
Family room: No
Central vacuum: No
Ensuite laundry: No

Roof: Asphalt Shingle
Foundation: Concrete

Garage: None
Garage spaces: 0
Parking: 3 total
Lot: 55 × 90
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Brick
Fronting on: South
Cross street: West 5th St & Fennell Ave W
Stories: —
Utilities: —
Laundry: —
Interior: Carpet Free, Water Heater Owned
Parking features: Private

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Level	Room	Dimensions
Main	Kitchen	2.8m × 4.8m
Main	Dining Room	2.8m × 4.8m
Main	Primary Bedroom	3m × 4.2m
Main	Bedroom 2	2.9m × 3.3m
Main	Bedroom 3	2.9m × 3.3m
Main	Bedroom 4	2.9m × 3.1m
Main	Bedroom 5	3.5m × 4.1m
Basement	Kitchen	2.9m × 5m
Basement	Recreation	3.5m × 4m
Basement	Bedroom	3.5m × 4.4m
Basement	Bedroom	3m × 3.1m
Basement	Bedroom	3.3m × 3.7m

Seller signals

Price movement & seller pressure

↓ $180KPrice reduction

MLS shows the seller reduced the asking price by $180,000 (from $679,900 to $499,900).

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: SMART SOLD REALTY

Source: TRREB/PROPTX · MLS® X13226186

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$500K

77 Fennell Avenue · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $499,900✓ $5,201 tax✓ Gas✓ 1100-1500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,190/mo

incl. closing costs (yr 1)

Annual total

$50,283

year 1

Mortgage only

$1,896/mo

principal + interest

Beyond mortgage

$1,296/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$99,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$433/mo

Utilities

Hydro / electricity$91/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$91/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,999/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$6,473

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)45% $22,758/yr

Property taxes23% $11,674/yr

Utilities8% $4,152/yr

Insurance & security3% $1,600/yr

Maintenance10% $4,999/yr

Closing costs10% $5,100/yr

Mortgage is 45% of your true cost of ownership. The other 55% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$22,758	$1,896/mo
Government & taxes
Property tax	$5,201	$433/mo
Land transfer tax(closing)	$6,473	$539/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,092	$91/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,999	$417/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$50,283	$4,190/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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77 Fennell Avenue

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

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Annual costs