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$800K · 3 bed Detached · 453 - Grapeview, St. Catharines | MyPropertyScout

$799,999

196 FIRST ST LOUTH N/A

34 DOM

3234d

Map

⚡ Insider Deal

DOM 34

↓ $10KPrice ReducedFixer Upper

$799,999

↓ $10K

DOM34days

196 FIRST ST LOUTH N/A

St. Catharines · Ontario L2S 0A6

MLS® X13225236 · 453 - Grapeview · L2S 0A6

32OwnerOccupied1100-1500 ft²Detached1-car AttachedFinished34d$615/ft²Lot 42.1 x 108.3 ft$5,325 tax/yrFinished

34 days on market

About this home

3 Bedroom 2 full washrooms 4 level backsplit 1200 plus and approximately 500 sqft family room with gas fire place and 3 piece washroom in prime west end location . very well kept . many upgrades over the time. very close to hospital, schools, shopping . freshly painted. family room walkout to backyard ,highly rated schools and much more. The cozy lower-level family room features a warm gas fireplace and a walk-out to the backyard, perfect for extending your living space. An additional lower leve…

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Property details

MLS#: X13225236
Status: Buy Now
Property class: Residential Freehold
Beds: 3
Baths: 2 full, 0 half
Rooms: 4
Kitchens: 1
Size: 1100-1500Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Finished
Style: Backsplit 4
Type: Detached
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

PIN: 416550005
Roll / ARN: 251808089408450

Occupancy: Owner Occupied
Washrooms: 3 pc · In Between; 4 pc · Second
Family room: Family room
Central vacuum: No
Ensuite laundry: No

Roof: Asphalt Shingle
Foundation: Poured Concrete
Property features: Hospital, Park, School, Public Transit

Fireplace features: Family Room

Garage: 1-car Attached
Garage spaces: 1
Parking: 5 total
Lot: 42.12 × 108.26
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Pool: No
Waterfront: No
Exterior: Aluminum Siding, Brick
Fronting on: East
Cross street: FIRSTSTLOUTH/STONEBRIDGEGATE
Stories: —
Utilities: —
Laundry: —
Interior: Auto Garage Door Remote
Parking features: Private Double

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Level	Room	Dimensions
Main	Foyer	2.36m × 1.4m
Main	Living Room	5m × 4.34m
Main	Kitchen	2.82m × 4.78m
Main	Primary Bedroom	5.99m × 3.89m
Main	Bedroom 2	1.63m × 2.01m
Main	Bedroom 3	3.3m × 4.14m
Main	Bathroom	2.26m × 1.98m
Lower	Family Room	3.94m × 7.34m
Lower	Bathroom	2.44m × 1.98m
Lower	Laundry	2.29m × 3.91m
Lower	Recreation	6.43m × 5.49m
Main	Dining Room	2.57m × 3.12m

Seller signals

Price movement & seller pressure

↓ $10KPrice reduction

MLS shows the seller reduced the asking price by $10,001 (from $810,000 to $799,999).

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: HOMELIFE/MIRACLE REALTY LTD

Source: TRREB/PROPTX · MLS® X13225236

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$800K

196 FIRST ST LOUTH N/A · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $799,999✓ $5,325 tax✓ Gas✓ 1100-1500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$6,089/mo

incl. closing costs (yr 1)

Annual total

$73,071

year 1

Mortgage only

$3,035/mo

principal + interest

Beyond mortgage

$1,556/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$160,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$444/mo

Utilities

Hydro / electricity$91/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$91/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$8,000/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$12,475

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)50% $36,419/yr

Property taxes24% $17,800/yr

Utilities6% $4,152/yr

Insurance & security2% $1,600/yr

Maintenance11% $8,000/yr

Closing costs7% $5,100/yr

Mortgage is 50% of your true cost of ownership. The other 50% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$36,419	$3,035/mo
Government & taxes
Property tax	$5,325	$444/mo
Land transfer tax(closing)	$12,475	$1,040/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,092	$91/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$8,000	$667/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$73,071	$6,089/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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196 FIRST ST LOUTH N/A

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

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Annual costs