$529K · 2 bed Common Element Condo · Downtown, Guelph

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About this home

Live in the heart of popular Downtown Guelph in this beautifully maintained and spacious 2-bedroom, 2-bathroom condo. This bright and inviting unit features a large open-concept living and dining area, offering excellent flexibility for everyday living and entertaining. The clean, updated interior is filled with natural light and shows 10+. The generously sized primary bedrooms offers a walk-in closet area and a private 2-piece ensuite. The second bedroom is equally spacious and ideal for a gues…

Property details

MLS#

X13223204

Status

Buy Now

Beds

Baths

2 full, 0 half

Size

1000-1199

Style

Apartment

Type

Common Element Condo

Year built

—

Property features: Public Transit, Place Of Worship, Park, School

View: City

Building name: Wyndamere Place
Condo corp #: 188
Balcony: None
Locker: None
Association amenities: Elevator, Party Room/Meeting Room
Fees include: Heat Included, Common Elements Included, Building Insurance Included, Water Included
Pets: Yes-with Restrictions

Garage: 1-car Surface
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Wall Unit(s)
Fireplaces: —
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: Yarmouth and Woolwich St
Basement: None
Stories: 3
Utilities: —
Laundry: Ensuite, Inside
Interior: Carpet Free, Primary Bedroom - Main Floor, Intercom
Parking features: Private

Level	Room	Dimensions
Flat	Primary Bedroom	4.7m × 3.4m
Flat	Bedroom 2	4.65m × 3.02m
Flat	Kitchen	3.38m × 4.14m
Flat	Dining Room	4.29m × 3.53m
Flat	Family Room	7.16m × 3.58m

Level

Room

Dimensions

Flat

Primary Bedroom

4.7m × 3.4m

Flat

Bedroom 2

4.65m × 3.02m

Flat

Kitchen

3.38m × 4.14m

Flat

Dining Room

4.29m × 3.53m

Flat

Family Room

7.16m × 3.58m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $529,000✓ $3,802 tax✓ Gas✓ 1000-1199 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,087/mo

incl. closing costs (yr 1)

Annual total

$61,044

year 1

Mortgage only

$2,007/mo

principal + interest

Beyond mortgage

$2,034/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$105,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$317/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,100 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,290/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$71/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$7,055

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)39% $24,082/yr

Property taxes18% $10,857/yr

Utilities6% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $5,290/yr

Condo fees17% $10,155/yr

Closing costs8% $5,100/yr

Mortgage is 39% of your true cost of ownership. The other 61% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$24,082	$2,007/mo
Government & taxes
Property tax	$3,802	$317/mo
Land transfer tax(closing)	$7,055	$588/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,290	$441/mo
Condo fees
Condo / HOA fees	$10,155	$846/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$61,044	$5,087/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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