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$699K · 2 bed Condo Apartment · Picton Ward, Prince Edward County | MyPropertyScout

$699,000

Unit 404

29 DOM

2129d

Map

DOM 29

$699,000

D●●●○○DOM29days

Unit 404

The Edward · 280 Main Street · Prince Edward County · Ontario K0K 2T0

MLS® X13221712 · Picton Ward · K0K 2T0

21OwnerOccupied800-899 ft²Condo Apartment1-car Underground29d$823/ft²$3,000 tax/yrBuilt 200323 yrs old

9% above market · 29 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Welcome to The Edward - this 2 bedroom, 1 bathroom unit offers unparalleled ease of living in one of Picton's most sought-after boutique residences. Spanning 857 square feet of thoughtfully designed living space plus a generous 348 square-foot private balcony overlooking vibrant downtown Picton, this unit perfectly blends modern luxury with small-town charm. Step inside to discover an open-concept living and dining area flooded with natural light, featuring hardwood floors and a striking firepla…

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Property details

MLS#: X13221712
Status: Buy Now
Beds: 2
Baths: 1 full, 0 half
Size: 800-899
Style: Apartment
Type: Condo Apartment
Year built: —

Property features: Golf, Hospital, Library, Place Of Worship, School, Marina

Fireplace features: Electric

View: City

Building name: The Edward
Condo corp #: 8
Balcony: Open
Locker: Exclusive
Association amenities: Party Room/Meeting Room
Fees include: Heat Included, Water Included, CAC Included, Building Insurance Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Electric
Cooling: Central Air
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: Picton Main Street between Ross Street and Bridge Street
Basement: None
Stories: 1
Utilities: —
Laundry: Ensuite
Interior: Primary Bedroom - Main Floor
Parking features: —

Rooms

Level	Room	Dimensions
Main	Living Room	3.56m × 3.84m
Main	Dining Room	2.94m × 3.29m
Main	Kitchen	3.37m × 4.17m
Main	Primary Bedroom	3.59m × 3.88m
Main	Bedroom 2	2.75m × 3.47m
Main	Bathroom	2.48m × 3.37m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: Chestnut Park Real Estate Limited

Source: TRREB/PROPTX · MLS® X13221712

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$699K

Unit 404 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $699,000✓ $3,000 tax✓ Electric✓ 800-899 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,679/mo

incl. closing costs (yr 1)

Annual total

$68,143

year 1

Mortgage only

$2,652/mo

principal + interest

Beyond mortgage

$1,697/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$139,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$250/mo

Utilities

Hydro / electricity$75/mo

≈ $0.13/ft² × ~850 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,990/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$47/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$10,455

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)47% $31,821/yr

Property taxes20% $13,455/yr

Utilities4% $2,460/yr

Insurance & security2% $1,600/yr

Maintenance10% $6,990/yr

Condo fees10% $6,716/yr

Closing costs7% $5,100/yr

Mortgage is 47% of your true cost of ownership. The other 53% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$31,821	$2,652/mo
Government & taxes
Property tax	$3,000	$250/mo
Land transfer tax(closing)	$10,455	$871/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,990	$583/mo
Condo fees
Condo / HOA fees	$6,716	$560/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$68,143	$5,679/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 404

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs