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$474K · 2 bed Condo Apartment · Waterloo | MyPropertyScout

$474,000

Unit 111

31 DOM

2231d

Map

DOM 31

$474,000

F●●○○○DOM31days

Unit 111

275F Larch Street · Waterloo · Ontario N2L 0J3

MLS® X13217952 · N2L 0J3

22OwnerOccupied700-799 ft²Condo Apartment1-car Surface31d$632/ft²$3,277 tax/yr

17% above market · regional est. · 31 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

WOW 12 Feet High ceiling Executive unit.This stylish 2-bedroom, 2-bathroom condo offers modern living in the heart of Waterloo, just minutes from the university. With an open-concept layout, Moden finishes, and large windows that fill the space with natural light, this unit is perfect for students, professionals, or investors. The spacious bedrooms each feature their own private bathroom, providing privacy and convenience. Enjoy the perks of a prime location near public transit, shopping, dini…

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Property details

MLS#: X13217952
Status: Buy Now
Beds: 2
Baths: 2 full, 0 half
Size: 700-799
Style: Apartment
Type: Condo Apartment
Year built: —

Condo corp #: 643
Balcony: None
Locker: None
Fees include: Water Included, Common Elements Included, Building Insurance Included, Parking Included, Heat Included
Pets: Yes-with Restrictions

Garage: 1-car Surface
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick Front
Fronting on: —
Cross street: Hickory St & Hemlock St
Basement: None
Stories: 1
Utilities: —
Laundry: Ensuite
Interior: None
Parking features: —

Rooms

Level	Room	Dimensions
Flat	Living Room	3.65m × 5.17m
Flat	Living Room	3.65m × 5.17m
Flat	Kitchen	2.8m × 3.33m
Flat	Primary Bedroom	4.1m × 3.25m
Flat	Bedroom 2	3m × 2.9m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RE/MAX REAL ESTATE CENTRE INC.

Source: TRREB/PROPTX · MLS® X13217952

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$474K

Unit 111 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $474,000✓ $3,277 tax✓ Gas✓ 700-799 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,343/mo

incl. closing costs (yr 1)

Annual total

$52,115

year 1

Mortgage only

$1,798/mo

principal + interest

Beyond mortgage

$1,590/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$94,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$273/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~750 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,740/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$41/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$5,955

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)41% $21,579/yr

Property taxes18% $9,232/yr

Utilities8% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $4,740/yr

Condo fees11% $5,904/yr

Closing costs10% $5,100/yr

Mortgage is 41% of your true cost of ownership. The other 59% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$21,579	$1,798/mo
Government & taxes
Property tax	$3,277	$273/mo
Land transfer tax(closing)	$5,955	$496/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,740	$395/mo
Condo fees
Condo / HOA fees	$5,904	$492/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$52,115	$4,343/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 111

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs