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$625K · 4 bed Condo Townhouse · Clairfields/Hanlon Business Park, Guelph | MyPropertyScout

$624,900

Unit 27

31 DOM

4331d

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DOM 31

$624,900

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Unit 27

124 Gosling Gardens · Guelph · Ontario N1G 5K6

MLS® X13217944 · Clairfields/Hanlon Business Park · N1G 5K6

43TenantOccupied1200-1399 ft²Condo Townhouse1-car Attached31d$481/ft²$4,137 tax/yr

4% below market · regional est. · 31 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Welcome to Unit 27-124 Gosling Gardens, a well-maintained 4-bedroom, 3-bathroom townhome in Guelph's highly sought-after south end. Offering over 1,800 sq. ft. of finished living space, including a professionally finished basement, this versatile property is ideal for families, investors, or those seeking a turnkey student rental opportunity.Freshly painted and updated with new flooring, a new kitchen countertop, sink, and faucet, this home is move-in ready and designed for comfortable everyday…

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Property details

MLS#: X13217944
Status: Buy Now
Beds: 4
Baths: 3 full, 0 half
Size: 1200-1399
Style: 2-Storey
Type: Condo Townhouse
Year built: —

Condo corp #: 126
Balcony: None
Locker: None
Fees include: Common Elements Included, Parking Included, Building Insurance Included
Pets: Yes-with Restrictions

Garage: 1-car Attached
Garage spaces: 1
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick, Vinyl Siding
Fronting on: —
Cross street: Gosling Gardens X Clairfield's
Basement: Finished
Stories: 1
Utilities: —
Laundry: In Basement
Interior: Water Softener
Parking features: —

Rooms

Room dimensions are not available for this listing.

Property history

Sales History

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Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: M1 Real Estate Brokerage Ltd

Source: TRREB/PROPTX · MLS® X13217944

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$625K

Unit 27 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $624,900✓ $4,137 tax✓ Gas✓ 1200-1399 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,193/mo

incl. closing costs (yr 1)

Annual total

$62,311

year 1

Mortgage only

$2,371/mo

principal + interest

Beyond mortgage

$1,616/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$124,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$345/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,249/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$27/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$8,973

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)46% $28,448/yr

Property taxes21% $13,110/yr

Utilities6% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance10% $6,249/yr

Condo fees6% $3,844/yr

Closing costs8% $5,100/yr

Mortgage is 46% of your true cost of ownership. The other 54% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$28,448	$2,371/mo
Government & taxes
Property tax	$4,137	$345/mo
Land transfer tax(closing)	$8,973	$748/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,249	$521/mo
Condo fees
Condo / HOA fees	$3,844	$320/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$62,311	$5,193/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 27

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs