Loading neighbourhood intel…

$1.39M · 3+2 bed Detached · Waterdown, Hamilton | MyPropertyScout

$1,385,000

81 Thomson Drive

37 DOM

3+2237d

Map

⚡ Insider Deal

DOM 37

↓ $55KPrice Reduced

$1,385,000

↓ $55K

DOM37days

81 Thomson Drive

Hamilton · Ontario L8B 0G5

MLS® X13216884 · Waterdown · L8B 0G5

3+22OwnerOccupied1100-1500 ft²Detached2-car Built-InApartment, Finished with Walk-Out37d$1,065/ft²Lot 84.8 x 168.3 ft< .50 ac$7,642 tax/yrBuilt 195175 yrs oldApartment, Finished with Walk-Out

37 days on market

About this home

Incredible and rare opportunity to call this bungalow home-complete with an above-grade in-law suite-situated on an oversized lot in the mature south end of Waterdown. Step inside the main level and be greeted by a bright, airy living room highlighted by cathedral ceilings, a cozy gas fireplace and expansive sun-soaked windows. The updated kitchen impresses with navy shaker cabinetry, stainless steel appliances, quartz countertops, an abundance of drawers and thoughtfully designed built-in stora…

Reserved · coming next

MyPropertyScout exclusive

Reserve your Home Buyers Package

Could save you thousands on this purchase — closing strategy, negotiation & rebate.

MyStreetValue™ Analysis

Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →

Property details

MLS#: X13216884
Status: Buy Now
Property class: Residential Freehold
Beds: 3+2
Baths: 2 full, 0 half
Rooms: 6 + 6
Kitchens: 2
Size: 1100-1500Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Apartment, Finished with Walk-Out
Style: Bungalow
Type: Detached
Year built: 1951

PIN: 174980228
Roll / ARN: 251830333000400

Occupancy: Owner Occupied
Washrooms: 4 pc · Main; 4 pc · Lower
Family room: No
Central vacuum: No
Ensuite laundry: No

Roof: Asphalt Shingle
Foundation: Concrete Block
Other structures: Workshop
Property features: Library, Park, Place Of Worship, Rec./Commun.Centre, School Bus Route

Fireplaces: 2

Garage: 2-car Built-In
Garage spaces: 2
Parking: 10 total
Lot: 84.77 × 168.33
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Pool: No
Waterfront: No
Exterior: Brick · Awnings
Fronting on: West
Cross street: DUNDAS TO MAIN ST S, RIGHT AT THOMSON DR
Stories: —
Utilities: —
Laundry: —
Interior: Accessory Apartment, Countertop Range, In-Law Suite, Primary Bedroom - Main Floor, Storage, Water Heater Owned
Parking features: Front Yard Parking, Private

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Level	Room	Dimensions
Main	Kitchen	3.48m × 3.12m
Main	Dining Room	3.35m × 3.12m
Main	Living Room	3.96m × 7.92m
Main	Primary Bedroom	3.61m × 4.06m
Main	Bedroom	3.05m × 3.61m
Main	Bedroom	2.95m × 3.43m
Lower	Kitchen	3.66m × 3.66m
Lower	Dining Room	3.35m × 3.12m
Lower	Recreation	3.96m × 7.32m
Lower	Laundry	3.66m × 3.96m
Lower	Primary Bedroom	3.48m × 3.96m
Lower	Bedroom	3.35m × 3.05m
Lower	Other	3.96m × 4.57m

Seller signals

Price movement & seller pressure

↓ $55KPrice reduction

MLS shows the seller reduced the asking price by $54,900 (from $1,439,900 to $1,385,000).

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RE/MAX ESCARPMENT REALTY INC.

Source: TRREB/PROPTX · MLS® X13216884

Do you own a home in Hamilton?

Find out what it's worth — and what you'd walk away with after mortgage, commission and fees.

Get My StreetValue™ →

$1.39M

81 Thomson Drive · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $1,385,000✓ $7,642 tax✓ Gas✓ 1100-1500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$9,964/mo

incl. closing costs (yr 1)

Annual total

$119,570

year 1

Mortgage only

$5,254/mo

principal + interest

Beyond mortgage

$2,237/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$277,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$637/mo

Utilities

Hydro / electricity$91/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$91/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$13,850/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$24,175

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)53% $63,051/yr

Property taxes27% $31,817/yr

Utilities3% $4,152/yr

Insurance & security1% $1,600/yr

Maintenance12% $13,850/yr

Closing costs4% $5,100/yr

Mortgage is 53% of your true cost of ownership. The other 47% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$63,051	$5,254/mo
Government & taxes
Property tax	$7,642	$637/mo
Land transfer tax(closing)	$24,175	$2,015/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,092	$91/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$13,850	$1,154/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$119,570	$9,964/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

Unlock Insider Deals

Sign in

81 Thomson Drive

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Request a Showing

Request a Showing

Annual costs