$14.45M · 4 bed Detached · Medora, Muskoka Lakes

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About this home

Located in a south-central Lk Rosseau protected bay w/over 300 ft of hard-packed sandy shoreline & open lake views.This exceptional estate is perfectly positioned away from boat traffic while remaining just minutes to Port Sandfield & Port Carling by boat or car.With zero steps to the front door, the level topography creates an ideal setting for all ages,complemented by expansive lawns, curated summer gardens, beautifully landscaped grounds that invite relaxation.The main residence spans over 6,…

Property details

MLS#

X13215932

Status

Buy Now

Beds

Baths

5 full, 0 half

Size

5000 +

Style

Bungalow

Type

Detached

Year built

—

Roof: Metal
Foundation: Insulated Concrete Form
Other structures: Aux Residences
Property features: Beach, Golf, Wooded/Treed

Fireplaces: 4
Fireplace features: Propane, Wood

View: Lake

Waterfront: Yes
Water view: Direct
Water body: Lake Rosseau
Water frontage: 310 ft
Shoreline: Sandy
Waterfront features: Beach Front, Boathouse, Boat Lift

Garage: 2-car Attached
Garage spaces: 2
Parking: 22 total
Lot: 310 × 430
Heating: Forced Air
Heating fuel: Electric
Cooling: Central Air
Pool: No
Exterior: Wood · Deck, Lawn Sprinkler System, Lighting, Year Round Living
Fronting on: East
Cross street: Peninsula Road/Halls Road
Basement: Full, Unfinished
Stories: —
Utilities: —
Laundry: —
Interior: Accessory Apartment, Guest Accommodations, Primary Bedroom - Main Floor
Parking features: Circular Drive

Rooms

Level	Room	Dimensions
Main	Living Room	7.1m × 7.2m
Main	Dining Room	5m × 4.8m
Main	Kitchen	4.7m × 7m
Main	Family Room	7.9m × 7m
Main	Other	9.5m × 7.1m
Main	Primary Bedroom	4.8m × 5.7m
Main	Sitting	5.7m × 5.6m
Main	Other	3.8m × 4.3m
Main	Office	2.7m × 3m
Main	Utility Room	4.5m × 4.3m
Main	Bedroom	4.7m × 4.4m
Main	Bedroom	5.4m × 5m
Main	Bedroom	4.5m × 5.3m
Main	Utility Room	2.2m × 4.4m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $14,450,000✓ $19,015 tax✓ Electric✓ 5000 + ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$98,760/mo

incl. closing costs (yr 1)

Annual total

$1,185,126

year 1

Mortgage only

$54,819/mo

principal + interest

Beyond mortgage

$14,506/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$2,890,000

20%+ required — no CMHC insurance on $1.5M+ homes

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$1,585/mo

Utilities

Hydro / electricity$650/mo

≈ $0.13/ft² × ~5,000 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$144,500/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$347,725

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)56% $657,826/yr

Property taxes31% $366,740/yr

Utilities1% $9,360/yr

Insurance & security0% $1,600/yr

Maintenance12% $144,500/yr

Closing costs0% $5,100/yr

Mortgage is 56% of your true cost of ownership. The other 44% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$657,826	$54,819/mo
Government & taxes
Property tax	$19,015	$1,585/mo
Land transfer tax(closing)	$347,725	$28,977/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$7,800	$650/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$144,500	$12,042/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$1,185,126	$98,760/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Annual costs