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$300K · 2 bed Condo Apartment · 4002 - Lower Town, Lower Town - Sandy Hill | MyPropertyScout

$299,900

Unit 902

32 DOM

2232d

Map

DOM 32

$299,900

DOM32days

Unit 902

154 Nelson Street · Lower Town - Sandy Hill · Ontario K1N 7R5

MLS® X13215916 · 4002 - Lower Town · K1N 7R5

22Vacant900-999 ft²Condo Apartment1-car Underground32d$316/ft²$3,185 tax/yr

Neighbourhood Range

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

A lovely two bedroom, two bathroom condo located in the heart of downtown Ottawa. This condo has been beautifully upgraded with stunning hardwood floors throughout. The renovated kitchen has granite countertops, stainless steel appliances and a modern glass tile backsplash. The bright living room and dining room is a great space for entertaining. The master bedroom features a walk-through closet that leads you to the upgraded ensuite bathroom. The second bedroom has plenty of closet space and ri…

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Property details

MLS#: X13215916
Status: Buy Now
Beds: 2
Baths: 2 full, 0 half
Size: 900-999
Style: Apartment
Type: Condo Apartment
Year built: —

Foundation: Concrete
Property features: Public Transit

View: City, Downtown

Condo corp #: 351
Balcony: Open
Locker: None
Fees include: Building Insurance Included, Water Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Baseboard
Heating fuel: Electric
Cooling: None
Fireplaces: —
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: Rideau Street to Nelson Street
Basement: None
Stories: 9
Utilities: —
Laundry: Shared
Interior: Other
Parking features: Underground

Rooms

Level	Room	Dimensions
Main	Living Room	3.7m × 5.48m
Main	Kitchen	2.41m × 2.66m
Main	Primary Bedroom	3.02m × 3.75m
Main	Bedroom	2.59m × 3.78m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RE/MAX HALLMARK PILON GROUP REALTY

Source: TRREB/PROPTX · MLS® X13215916

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$300K

Unit 902 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $299,900✓ $3,185 tax✓ Electric✓ 900-999 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,294/mo

incl. closing costs (yr 1)

Annual total

$39,526

year 1

Mortgage only

$1,138/mo

principal + interest

Beyond mortgage

$1,450/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$59,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$265/mo

Utilities

Hydro / electricity$75/mo

≈ $0.13/ft² × ~950 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$2,999/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$52/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$2,974

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)35% $13,653/yr

Property taxes16% $6,159/yr

Utilities6% $2,460/yr

Insurance & security4% $1,600/yr

Maintenance8% $2,999/yr

Condo fees19% $7,556/yr

Closing costs13% $5,100/yr

Mortgage is 35% of your true cost of ownership. The other 65% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$13,653	$1,138/mo
Government & taxes
Property tax	$3,185	$265/mo
Land transfer tax(closing)	$2,974	$248/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$2,999	$250/mo
Condo fees
Condo / HOA fees	$7,556	$630/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$39,526	$3,294/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 902

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs