$988K · 2+1 bed Condo Townhouse · Waterloo

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About this home

This upscale 2014-built condo townhome offers more than 2,100 square feet of thoughtfully designed living space in the quiet Upper Beechwood neighbourhood. The main level features an open layout with 9-foot ceilings, sleek flooring, and abundant pot lighting that creates a bright, airy feel. The stylish kitchen is built for both everyday use and entertaining, while the living room opens directly to a private patio with a newer retractable awning-perfect for morning coffee or evening relaxation.…

Property details

MLS#

X13214758

Status

Buy Now

Beds

2+1

Baths

4 full, 0 half

Size

2000-2249

Style

2-Storey

Type

Condo Townhouse

Year built

—

Roof: Asphalt Shingle
Foundation: Poured Concrete
Property features: Greenbelt/Conservation, Golf, Hospital, Park, Library, Place Of Worship

Fireplaces: 1
Fireplace features: Living Room, Natural Gas

View: City, Park/Greenbelt

Condo corp #: 561
Balcony: None
Locker: None
Association amenities: BBQs Allowed, Visitor Parking
Fees include: None
Pets: Yes-with Restrictions

Garage: 2-car Attached
Garage spaces: 2
Parking: 4 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Waterfront: No
Exterior: Brick, Stone · Porch, Patio, Landscaped, Canopy, Backs On Green Belt
Fronting on: —
Cross street: Fischer-Hallman Road North
Basement: Full
Stories: 1
Utilities: —
Laundry: Laundry Room
Interior: Sump Pump, Water Softener, Water Purifier, Water Heater
Parking features: Mutual

Rooms

Level	Room	Dimensions
Ground	Foyer	2.29m × 2.26m
Ground	Dining Room	3.31m × 3.49m
Ground	Kitchen	3.25m × 4.19m
Ground	Living Room	3.68m × 7.68m
Ground	Bathroom	1.61m × 1.54m
Second	Family Room	3.85m × 3.15m
Second	Primary Bedroom	5.79m × 4.31m
Second	Bathroom	3.32m × 3.19m
Second	Bedroom 2	3.51m × 5.23m
Second	Bathroom	3.32m × 3.19m
Second	Laundry	1.78m × 3.04m
Basement	Recreation	5.98m × 7.39m
Basement	Bedroom 3	3.35m × 4.12m
Basement	Bathroom	2.78m × 1.71m
Basement	Utility Room	2.74m × 4.11m
Basement	Cold Room/Cantina	2.22m × 2.09m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $987,900✓ $7,579 tax✓ Gas✓ 2000-2249 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$8,032/mo

incl. closing costs (yr 1)

Annual total

$96,381

year 1

Mortgage only

$3,748/mo

principal + interest

Beyond mortgage

$2,473/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$197,580

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$632/mo

Utilities

Hydro / electricity$82/mo

≈ $0.07/ft² × ~2,125 ft² · ON avg ~$82/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$9,879/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$48/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$16,233

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)47% $44,973/yr

Property taxes25% $23,812/yr

Utilities4% $4,042/yr

Insurance & security2% $1,600/yr

Maintenance10% $9,879/yr

Condo fees7% $6,974/yr

Closing costs5% $5,100/yr

Mortgage is 47% of your true cost of ownership. The other 53% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$44,973	$3,748/mo
Government & taxes
Property tax	$7,579	$632/mo
Land transfer tax(closing)	$16,233	$1,353/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$982	$82/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$9,879	$823/mo
Condo fees
Condo / HOA fees	$6,974	$581/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$96,381	$8,032/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Property details

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Annual costs