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$469K · 2 bed Condo Apartment · 18 - Central City West, Kingston | MyPropertyScout

$469,000

Unit 105

32 DOM

2132d

Map

DOM 32

Waterfront

$469,000

A●●○○○DOM32days

Unit 105

The Bayshore · 1 Mowat Avenue · Kingston · Ontario K7M 1J8

MLS® X13214282 · 18 - Central City West · K7M 1J8

21TenantOccupied1000-1199 ft²Condo ApartmentNone32d$427/ft²$3,871 tax/yrBuilt 195175 yrs old

9% below market · regional est. · 32 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Welcome to The Bayshore, perfectly positioned along the shores of Lake Ontario in the heart of historic Portsmouth Village. This beautifully updated main level corner suite offers approximately 1,000 sq ft of thoughtfully designed living space with two bedrooms, one bathroom and water-facing views that create a peaceful lakeside atmosphere year-round. Recently renovated with new flooring and a beautifully updated bathroom, this bright and inviting condo blends modern updates with an exceptional…

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Property details

MLS#: X13214282
Status: Buy Now
Beds: 2
Baths: 1 full, 0 half
Size: 1000-1199
Style: Apartment
Type: Condo Apartment
Year built: —

Roof: Tar and Gravel
Foundation: Poured Concrete
Property features: Arts Centre, Hospital, School, Public Transit, Marina, Waterfront

View: Water

Waterfront: Yes
Water view: Partially Obstructive
Water body: St. Lawrence River
Shoreline: Unknown
Waterfront features: Not Applicable

Building name: The Bayshore
Condo corp #: 13
Balcony: Terrace
Locker: Exclusive
Association amenities: Elevator, Outdoor Pool, Party Room/Meeting Room
Fees include: Heat Included, Water Included, Common Elements Included, Building Insurance Included, Parking Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Radiant
Heating fuel: Other
Cooling: None
Fireplaces: —
Exterior: Brick · Landscaped, Patio
Fronting on: —
Cross street: King Street West, South on Mowat Avenue
Basement: None
Stories: 1
Utilities: —
Laundry: Coin Operated, Laundry Room, Shared
Interior: Primary Bedroom - Main Floor
Parking features: Reserved/Assigned, Surface

Rooms

Level	Room	Dimensions
Main	Living Room	3.97m × 5.22m
Main	Dining Room	3.22m × 3.44m
Main	Kitchen	2.33m × 3.21m
Main	Bedroom	3.99m × 3.47m
Main	Primary Bedroom	3.97m × 3.65m
Main	Bathroom	2.91m × 1.5m
Main	Utility Room	1.86m × 1.27m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RE/MAX FINEST REALTY INC., BROKERAGE

Source: TRREB/PROPTX · MLS® X13214282

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$469K

Unit 105 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $469,000✓ $3,871 tax✓ Other✓ 1000-1199 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,974/mo

incl. closing costs (yr 1)

Annual total

$59,686

year 1

Mortgage only

$1,779/mo

principal + interest

Beyond mortgage

$2,248/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$93,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$323/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,100 ft² · ON avg ~$75/mo · assumes gas heat

Other$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,690/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$92/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$5,855

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)36% $21,351/yr

Property taxes16% $9,726/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance8% $4,690/yr

Condo fees22% $13,259/yr

Closing costs9% $5,100/yr

Mortgage is 36% of your true cost of ownership. The other 64% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$21,351	$1,779/mo
Government & taxes
Property tax	$3,871	$323/mo
Land transfer tax(closing)	$5,855	$488/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Other	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,690	$391/mo
Condo fees
Condo / HOA fees	$13,259	$1,105/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$59,686	$4,974/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 105

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs