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$330K · 2 bed Condo Apartment · Puslinch Lake Settlement Areas, Cambridge | MyPropertyScout

$330,000

Unit 318

32 DOM

2232d

Map

DOM 32

$330,000

A●●○○○DOM32days

Unit 318

8 Harris Street · Cambridge · Ontario N1R 8R1

MLS® X13214248 · Puslinch Lake Settlement Areas · N1R 8R1

22OwnerOccupied900-999 ft²Condo Apartment1-car Underground32d$348/ft²$2,983 tax/yr

17% below market · regional est. · 32 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

WELCOME TO YOUR NEW HOME! Imagine the convenience of living in an area where everything you need is a short walk away. Located steps away from public transit, gyms, groceries, entertainment and more in Historic Downtown Galt near and not far from the Gaslight District. This unit has everything you need, 1 underground parking spot, 1 locker, 2 bedrooms, in-suite laundry, and 2 full bathrooms. All well maintainted and ready for you to move in and enjoy. Lots of great sun exposure through the many…

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Property details

MLS#: X13214248
Status: Buy Now
Beds: 2
Baths: 2 full, 0 half
Size: 900-999
Style: 1 Storey/Apt
Type: Condo Apartment
Year built: —

Condo corp #: 439
Balcony: Open
Locker: Owned
Fees include: Building Insurance Included, CAC Included, Heat Included, Water Included, Parking Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Vinyl Siding
Fronting on: —
Cross street: Main St and Harris St
Basement: None
Stories: 3
Utilities: —
Laundry: In-Suite Laundry
Interior: Separate Heating Controls
Parking features: —

Rooms

Level	Room	Dimensions
Main	Kitchen	2.44m × 2.59m
Main	Dining Room	3.04m × 4.69m
Main	Living Room	2.99m × 4.62m
Main	Primary Bedroom	3.04m × 6.2m
Main	Bedroom	3.05m × 4.59m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: ROYAL LEPAGE WOLLE REALTY

Source: TRREB/PROPTX · MLS® X13214248

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$330K

Unit 318 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $330,000✓ $2,983 tax✓ Gas✓ 900-999 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,912/mo

incl. closing costs (yr 1)

Annual total

$46,949

year 1

Mortgage only

$1,252/mo

principal + interest

Beyond mortgage

$1,917/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$66,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$249/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~950 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$3,300/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$80/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$3,425

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)32% $15,023/yr

Property taxes14% $6,408/yr

Utilities8% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance7% $3,300/yr

Condo fees25% $11,558/yr

Closing costs11% $5,100/yr

Mortgage is 32% of your true cost of ownership. The other 68% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$15,023	$1,252/mo
Government & taxes
Property tax	$2,983	$249/mo
Land transfer tax(closing)	$3,425	$285/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$3,300	$275/mo
Condo fees
Condo / HOA fees	$11,558	$963/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$46,949	$3,912/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 318

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs