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$400K · 4 bed Condo Townhouse · South Y, London South | MyPropertyScout

$399,900

Unit 118

32 DOM

4232d

Map

⚡ Insider Deal

DOM 32

↓ $20,000Price Reduced

$399,900

F●●○○○DOM32days

Unit 118

700 Osgoode Drive · London South · Ontario N6E 2H1

MLS® X13212718 · South Y · N6E 2H1

42OwnerOccupied1400-1599 ft²Condo Townhouse1-car Attached32d$267/ft²$2,163 tax/yrBuilt 195175 yrs old

21% above market · regional est. · 32 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Welcome to this beautifully maintained 2-storey condo offering the perfect blend of style,function, and outdoor living. Featuring 4 generous-sized bedrooms, this home provides plenty of space for families, guests, or a home office setup. The open-concept kitchen and dining area is designed for both everyday living and entertaining, complete with granite countertops, a stylish backsplash, and a seamless flow into the main living space. Just inside the front entrance, you'll find convenient built-…

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Property details

MLS#: X13212718
Status: Buy Now
Beds: 4
Baths: 2 full, 0 half
Size: 1400-1599
Style: 2-Storey
Type: Condo Townhouse
Year built: —

Property features: Fenced Yard, Park, Public Transit, School, School Bus Route

Condo corp #: 33
Balcony: None
Locker: None
Association amenities: BBQs Allowed, Visitor Parking
Fees include: Building Insurance Included, Water Included
Pets: Yes-with Restrictions

Garage: 1-car Attached
Garage spaces: 1
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick, Vinyl Siding · Deck
Fronting on: —
Cross street: Osgoode Drive and Adelaide St S
Basement: Full, Unfinished
Stories: 1
Utilities: —
Laundry: In Basement
Interior: Carpet Free, Auto Garage Door Remote, Water Heater
Parking features: Private

Additional listing data

ListAOR: London and St. Thomas Association of REALTORS

Rooms

Level	Room	Dimensions
Main	Living Room	5.33m × 3.5m
Main	Kitchen	3.43m × 2.71m
Main	Dining Room	3.05m × 2.81m
Main	Foyer	1.44m × 2.99m
Second	Primary Bedroom	5.49m × 3.48m
Second	Bedroom 2	4.77m × 3.04m
Second	Bedroom 3	4.77m × 3.02m
Second	Bedroom 4	3.66m × 3.01m
Basement	Utility Room	1.32m × 3.17m
Basement	Laundry	2.9m × 3m
Basement	Other	5.32m × 6.22m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RE/MAX CENTRE CITY REALTY INC.

Source: TRREB/PROPTX · MLS® X13212718

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$400K

Unit 118 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $399,900✓ $2,163 tax✓ Gas✓ 1400-1599 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,772/mo

incl. closing costs (yr 1)

Annual total

$45,261

year 1

Mortgage only

$1,517/mo

principal + interest

Beyond mortgage

$1,423/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$79,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$180/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,500 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$3,999/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$40/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$4,474

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)40% $18,205/yr

Property taxes15% $6,637/yr

Utilities9% $3,960/yr

Insurance & security4% $1,600/yr

Maintenance9% $3,999/yr

Condo fees13% $5,760/yr

Closing costs11% $5,100/yr

Mortgage is 40% of your true cost of ownership. The other 60% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$18,205	$1,517/mo
Government & taxes
Property tax	$2,163	$180/mo
Land transfer tax(closing)	$4,474	$373/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$3,999	$333/mo
Condo fees
Condo / HOA fees	$5,760	$480/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$45,261	$3,772/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 118

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs