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$347K · 2 bed Condo Apartment · Dundas, Hamilton | MyPropertyScout

$346,900

Unit 404

32 DOM

2132d

Map

⚡ Insider Deal

DOM 32

Estate Sale

$346,900

B●●○○○DOM32days

Unit 404

23 Main Street · Hamilton · Ontario L9H 2P7

MLS® X13211840 · Dundas · L9H 2P7

21Vacant700-799 ft²Condo Apartment1-car Underground32d$463/ft²$2,496 tax/yr

1% below market · regional est. · 32 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Welcome to this beautifully updated 2-bedroom, 1-bath condo located in a charming community just steps from the heart of Dundas. This bright and inviting unit features a large foyer, refinished floors, fresh paint throughout, and an updated kitchen and bathroom. The kitchen is equipped with stainless steel appliances, including a dishwasher, offering both style and functionality. Step outside to the open balcony, offering a great spot to relax and enjoy some fresh air. The building offers fantas…

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Property details

MLS#: X13211840
Status: Buy Now
Beds: 2
Baths: 1 full, 0 half
Size: 700-799
Style: 1 Storey/Apt
Type: Condo Apartment
Year built: —

Property features: Library, Public Transit

Condo corp #: 95
Balcony: Open
Locker: Exclusive
Association amenities: BBQs Allowed, Elevator, Party Room/Meeting Room
Fees include: Common Elements Included, Building Insurance Included, Water Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Baseboard
Heating fuel: Electric
Cooling: Wall Unit(s)
Fireplaces: —
Waterfront: No
Exterior: Brick, Stucco (Plaster)
Fronting on: —
Cross street: Main St & Hwy 8
Basement: None
Stories: 4
Utilities: —
Laundry: In Basement, Common Area
Interior: Carpet Free
Parking features: —

Rooms

Level	Room	Dimensions
Main	Dining Room	3.43m × 2.59m
Main	Kitchen	2.67m × 2.01m
Main	Living Room	5.46m × 3.23m
Main	Primary Bedroom	4.09m × 3.15m
Main	Bedroom	4.09m × 2.41m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: MICHAEL ST.JEAN REALTY INC.

Source: TRREB/PROPTX · MLS® X13211840

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$347K

Unit 404 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $346,900✓ $2,496 tax✓ Electric✓ 700-799 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,752/mo

incl. closing costs (yr 1)

Annual total

$45,023

year 1

Mortgage only

$1,316/mo

principal + interest

Beyond mortgage

$1,671/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$69,380

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$208/mo

Utilities

Hydro / electricity$75/mo

≈ $0.13/ft² × ~750 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$3,469/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$72/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$3,679

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)35% $15,792/yr

Property taxes14% $6,175/yr

Utilities5% $2,460/yr

Insurance & security4% $1,600/yr

Maintenance8% $3,469/yr

Condo fees23% $10,427/yr

Closing costs11% $5,100/yr

Mortgage is 35% of your true cost of ownership. The other 65% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$15,792	$1,316/mo
Government & taxes
Property tax	$2,496	$208/mo
Land transfer tax(closing)	$3,679	$307/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$3,469	$289/mo
Condo fees
Condo / HOA fees	$10,427	$869/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$45,023	$3,752/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 404

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs