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$420K · 1 bed Condo Apartment · Muskoka (S), Gravenhurst | MyPropertyScout

$420,000

Unit 404

15 DOM

1215d

Map

DOM 15

$420,000

DOM15days

Unit 404

GRANITE TRAIL CONDOS · 391 James Street · Gravenhurst · Ontario P1P 0A5

MLS® X13211790 · Muskoka (S) · P1P 0A5

12Vacant900-999 ft²Condo Apartment1-car Underground15d$442/ft²$3,112 tax/yr

Neighbourhood Range

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About this home

Welcome to Suite 404 at 391 James St W, located in one of Gravenhurst's most sought-after condominium communities. Offering comfort, convenience, and a peaceful setting, this beautifully maintained 1-bedroom + den suite is just steps to downtown amenities and the waterfront. Enjoy a thoughtfully designed layout featuring warm oak flooring, a cozy oak fireplace, and a versatile den ideal for a home office or guest space. The kitchen is equipped with stainless steel appliances, a breakfast bar for…

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Property details

MLS#: X13211790
Status: Conditionally Sold
Beds: 1
Baths: 2 full, 0 half
Size: 900-999
Style: Apartment
Type: Condo Apartment
Year built: —

Fireplace features: Living Room, Natural Gas

Building name: GRANITE TRAIL CONDOS
Condo corp #: 60
Balcony: Open
Locker: Exclusive
Fees include: Common Elements Included, Building Insurance Included, Water Included, Parking Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Waterfront: No
Exterior: Stone
Fronting on: —
Cross street: James and Muskoka Road S
Basement: None
Stories: 4
Utilities: —
Laundry: Laundry Room
Interior: Carpet Free
Parking features: —

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Level	Room	Dimensions
Main	Kitchen	3.65m × 3.65m
Main	Living Room	3.65m × 6.09m
Main	Primary Bedroom	3.04m × 3.65m
Main	Den	2.74m × 2.74m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: ROYAL LEPAGE PINNACLE REAL ESTATE

Source: TRREB/PROPTX · MLS® X13211790

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$420K

Unit 404 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $420,000✓ $3,112 tax✓ Gas✓ 900-999 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,222/mo

incl. closing costs (yr 1)

Annual total

$50,668

year 1

Mortgage only

$1,593/mo

principal + interest

Beyond mortgage

$1,764/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$84,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$259/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~950 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,200/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$60/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$4,875

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)38% $19,120/yr

Property taxes16% $7,987/yr

Utilities8% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance8% $4,200/yr

Condo fees17% $8,700/yr

Closing costs10% $5,100/yr

Mortgage is 38% of your true cost of ownership. The other 62% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$19,120	$1,593/mo
Government & taxes
Property tax	$3,112	$259/mo
Land transfer tax(closing)	$4,875	$406/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,200	$350/mo
Condo fees
Condo / HOA fees	$8,700	$725/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$50,668	$4,222/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 404

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs