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$1.40M · 4 bed Detached Condo · Blue Mountains, Blue Mountains | MyPropertyScout

$1,399,000

112 Sebastian Street

33 DOM

4433d

DOM 33

$1,399,000

DOM33days

112 Sebastian Street

Blue Mountains · Ontario N0H 1J0

MLS® X13211100 · Blue Mountains · N0H 1J0

44OwnerOccupied2250-2499 ft²Detached Condo2-car Attached33d$589/ft²$6,298 tax/yrBuilt 20233 yrs old

33 days on market

About this home

Welcome to 112 Sebastian Street, a stunning four-bedroom, four-bathroom detached home offering modern design, breathtaking views, and the ultimate four-season lifestyle. Nestled in one of Georgian Bay's most sought-after communities and just steps from Georgian Peaks Ski Club, this exceptional property is perfectly suited for families, weekend retreats, or investment buyers seeking a premium recreational home. Designed for both comfort and entertaining, the open-concept main floor features a bri…

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Property details

MLS#: X13211100
Status: Buy Now
Beds: 4
Baths: 4 full, 0 half
Size: 2250-2499
Style: 2-Storey
Type: Detached Condo
Year built: —

Roof: Asphalt Shingle, Membrane
Foundation: Poured Concrete
Property features: Beach, Campground, Golf, Library, School, Skiing

View: Bay, Forest, Hills, Mountain, Trees/Woods, Water

Condo corp #: 110
Balcony: Open
Locker: None
Fees include: Parking Included
Pets: Yes-with Restrictions

Garage: 2-car Attached
Garage spaces: 2
Parking: 4 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick, Stucco (Plaster) · Deck, Year Round Living
Fronting on: —
Cross street: Highway #26 and Delphi Lane
Basement: Full, Unfinished
Stories: 1
Utilities: —
Laundry: Inside
Interior: ERV/HRV
Parking features: Private

Rooms

Room dimensions are not available for this listing.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: Chestnut Park Real Estate

Source: TRREB/PROPTX · MLS® X13211100

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$1.40M

112 Sebastian Street · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $1,399,000✓ $6,298 tax✓ Gas✓ 2250-2499 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$10,073/mo

incl. closing costs (yr 1)

Annual total

$120,873

year 1

Mortgage only

$5,307/mo

principal + interest

Beyond mortgage

$2,269/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$279,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$525/mo

Utilities

Hydro / electricity$91/mo

≈ $0.07/ft² × ~2,375 ft² · ON avg ~$91/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$13,990/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$11/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$24,455

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)53% $63,688/yr

Property taxes25% $30,753/yr

Utilities3% $4,157/yr

Insurance & security1% $1,600/yr

Maintenance12% $13,990/yr

Condo fees1% $1,584/yr

Closing costs4% $5,100/yr

Mortgage is 53% of your true cost of ownership. The other 47% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$63,688	$5,307/mo
Government & taxes
Property tax	$6,298	$525/mo
Land transfer tax(closing)	$24,455	$2,038/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,097	$91/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$13,990	$1,166/mo
Condo fees
Condo / HOA fees	$1,584	$132/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$120,873	$10,073/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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112 Sebastian Street

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs