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$520K · 1+1 bed Condo Townhouse · Simcoe, Norfolk | MyPropertyScout

$520,000

Unit 4

33 DOM

1+1233d

Map

DOM 33

$520,000

D●●○○○DOM33days

Unit 4

409 Queen Street · Norfolk · Ontario N3Y 0A1

MLS® X13208576 · Simcoe · N3Y 0A1

1+12OwnerOccupied1000-1199 ft²Condo Townhouse1-car Attached33d$473/ft²$4,627 tax/yrBuilt 200323 yrs old

7% above market · regional est. · 33 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Discover this well-maintained 2-bedroom, 2-bathroom townhouse condo in vibrant Simcoe, listed at $520,000. Enjoy abundant natural sunlight, spacious rooms, and a private deck accessible via patio doors from the living room. Perfectly designed for comfort with all living on the main level, blending convenience and charm in prime location. Move in ready, enjoy, and if you are heading south for winter - lock your doors!!

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Property details

MLS#: X13208576
Status: Buy Now
Beds: 1+1
Baths: 2 full, 0 half
Size: 1000-1199
Style: Bungalow
Type: Condo Townhouse
Year built: —

Roof: Shingles
Foundation: Poured Concrete
Property features: Arts Centre, Golf, Hospital, Library, Park, Place Of Worship

Fireplaces: 1
Fireplace features: Natural Gas

Condo corp #: 22
Balcony: Open
Locker: None
Association amenities: BBQs Allowed
Fees include: Common Elements Included, Building Insurance Included, Parking Included
Pets: Yes-with Restrictions

Garage: 1-car Attached
Garage spaces: 1
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Waterfront: No
Exterior: Brick · Awnings, Deck, Lawn Sprinkler System
Fronting on: —
Cross street: Evergreen Hill
Basement: Partially Finished
Stories: 1
Utilities: —
Laundry: In Bathroom
Interior: Auto Garage Door Remote, Central Vacuum, Primary Bedroom - Main Floor, Sump Pump, Water Softener
Parking features: Private

Rooms

Level	Room	Dimensions
Main	Foyer	2.34m × 1.75m
Main	Breakfast	2.34m × 3.38m
Main	Living Room	6.91m × 4.7m
Main	Primary Bedroom	5.61m × 3.68m
Main	Bathroom	3.23m × 3.71m
Main	Kitchen	3.89m × 5.13m
Basement	Bathroom	2.16m × 2.46m
Basement	Bedroom	4.09m × 3.63m
Basement	Recreation	6.5m × 5.92m
Basement	Utility Room	—

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: COLDWELL BANKER MOMENTUM REALTY, BROKERAGE

Source: TRREB/PROPTX · MLS® X13208576

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$520K

Unit 4 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $520,000✓ $4,627 tax✓ Gas✓ 1000-1199 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,818/mo

incl. closing costs (yr 1)

Annual total

$57,816

year 1

Mortgage only

$1,973/mo

principal + interest

Beyond mortgage

$1,814/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$104,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$386/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,100 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,200/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$47/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$6,875

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)41% $23,673/yr

Property taxes20% $11,502/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $5,200/yr

Condo fees12% $6,782/yr

Closing costs9% $5,100/yr

Mortgage is 41% of your true cost of ownership. The other 59% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$23,673	$1,973/mo
Government & taxes
Property tax	$4,627	$386/mo
Land transfer tax(closing)	$6,875	$573/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,200	$433/mo
Condo fees
Condo / HOA fees	$6,782	$565/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$57,816	$4,818/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 4

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs