$530K · 2 bed Condo Townhouse · McQuesten, Hamilton

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About this home

Welcome to this beautifully designed modern townhouse, less than 2 years old and offering the peace of mind that comes with nearly everything being brand new. Perfect for first-time home buyers, this bright and stylish home features 2 spacious bedrooms and 2.5 bathrooms, including a private ensuite off the primary bedroom, a full bathroom on the third level, and a convenient powder room on the main living floor. Large windows throughout flood the home with natural light, creating a warm and invi…

Property details

MLS#

X13202770

Status

Buy Now

Beds

Baths

3 full, 0 half

Size

1200-1399

Style

3-Storey

Type

Condo Townhouse

Year built

—

Roof: Asphalt Shingle
Foundation: Poured Concrete

Condo corp #: 634
Balcony: Terrace
Locker: None
Association amenities: BBQs Allowed, Visitor Parking
Fees include: Building Insurance Included, Common Elements Included, Parking Included
Pets: Yes-with Restrictions

Garage: 1-car Built-In
Garage spaces: 1
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick Veneer, Metal/Steel Siding · Patio
Fronting on: —
Cross street: HWY 8 to Reid Ave S to Roxanne Dr to Dryden Lane
Basement: None
Stories: 1
Utilities: —
Laundry: Laundry Closet, Ensuite, In Hall
Interior: None
Parking features: Inside Entry, Reserved/Assigned

Level	Room	Dimensions
Main	Foyer	4.11m × 2.64m
Second	Kitchen	3.89m × 3.51m
Second	Living Room	3.15m × 2.72m
Second	Dining Room	2.31m × 2.69m
Third	Primary Bedroom	4.39m × 2.64m
Third	Bedroom 2	3.71m × 2.64m
Main	Utility Room	2.01m × 264m

Level

Room

Dimensions

Main

Foyer

4.11m × 2.64m

Second

Kitchen

3.89m × 3.51m

Second

Living Room

3.15m × 2.72m

Second

Dining Room

2.31m × 2.69m

Third

Primary Bedroom

4.39m × 2.64m

Third

Bedroom 2

3.71m × 2.64m

Main

Utility Room

2.01m × 264m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $529,900✓ $3,458 tax✓ Gas✓ 1200-1399 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,334/mo

incl. closing costs (yr 1)

Annual total

$52,005

year 1

Mortgage only

$2,010/mo

principal + interest

Beyond mortgage

$1,276/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$105,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$288/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,299/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$10/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$7,073

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)46% $24,123/yr

Property taxes20% $10,531/yr

Utilities8% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance10% $5,299/yr

Condo fees3% $1,391/yr

Closing costs10% $5,100/yr

Mortgage is 46% of your true cost of ownership. The other 54% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$24,123	$2,010/mo
Government & taxes
Property tax	$3,458	$288/mo
Land transfer tax(closing)	$7,073	$589/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,299	$442/mo
Condo fees
Condo / HOA fees	$1,391	$116/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$52,005	$4,334/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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92 Dryden Lane

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