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$430K · 2 bed Detached · 450 - E. Chester, St. Catharines | MyPropertyScout

$429,900

57 Richmond Avenue

39 DOM

2139d

Map

⚡ Insider Deal

DOM 39

↓ $20KPrice Reduced

$429,900

↓ $20K

DOM39days

57 Richmond Avenue

St. Catharines · Ontario L2R 3W6

MLS® X13198372 · 450 - E. Chester · L2R 3W6

21OwnerOccupied700-1100 ft²DetachedNoneFull, Partially Finished39d$478/ft²Lot 32 x 77.5 ft$2,378 tax/yrBuilt 1916110 yrs oldFull, Partially Finished

39 days on market

About this home

Welcome to 57 Richmond Avenue, a beautifully renovated open-concept home that provides an exceptional modern lifestyle for its new owners. This two-bedroom gem features a gorgeous, bright kitchen equipped with brand new appliances, perfectly complemented by luxury laminate flooring throughout, ensuring a carpet-free environment. The partially finished basement adds valuable extra space, perfect for an office or play area. Enjoy the convenience of driveway parking and a fully fenced backyard with…

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Property details

MLS#: X13198372
Status: Buy Now
Property class: Residential Freehold
Beds: 2
Baths: 1 full, 0 half
Rooms: 4
Kitchens: 1
Size: 700-1100Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Full, Partially Finished
Style: Bungalow
Type: Detached
Year built: 1916

PIN: 462750038
Roll / ARN: 262903000306100

Occupancy: Owner Occupied
Washrooms: 4 pc
Family room: No
Central vacuum: No
Ensuite laundry: No

Roof: Asphalt Shingle
Foundation: Concrete Block

Garage: None
Garage spaces: 0
Parking: 2 total
Lot: 32 × 77.5
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Vinyl Siding
Fronting on: West
Cross street: Queenston
Stories: —
Utilities: —
Laundry: —
Interior: Carpet Free, Primary Bedroom - Main Floor, Storage, Water Heater
Parking features: Private

Additional listing data

ListAOR: Central Lakes Association of REALTORS

Rooms

Room dimensions are not available for this listing.

Seller signals

Price movement & seller pressure

↓ $20KPrice reduction

MLS shows the seller reduced the asking price by $20,000 (from $449,900 to $429,900).

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: Your Home Sold Guaranteed Realty Imperium

Source: TRREB/PROPTX · MLS® X13198372

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$430K

57 Richmond Avenue · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $429,900✓ $2,378 tax✓ Gas✓ 700-1100 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,498/mo

incl. closing costs (yr 1)

Annual total

$41,981

year 1

Mortgage only

$1,631/mo

principal + interest

Beyond mortgage

$986/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$85,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$198/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~900 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,299/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$5,073

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)47% $19,571/yr

Property taxes18% $7,451/yr

Utilities9% $3,960/yr

Insurance & security4% $1,600/yr

Maintenance10% $4,299/yr

Closing costs12% $5,100/yr

Mortgage is 47% of your true cost of ownership. The other 53% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$19,571	$1,631/mo
Government & taxes
Property tax	$2,378	$198/mo
Land transfer tax(closing)	$5,073	$423/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,299	$358/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$41,981	$3,498/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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57 Richmond Avenue

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

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Annual costs