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$235K · 2 bed Condo Apartment · Waterloo | MyPropertyScout

$234,900

Unit 15

34 DOM

2134d

Map

DOM 34

$234,900

DOM34days

Unit 15

119 CEDAR Street · Waterloo · Ontario N2G 3L6

MLS® X13185236 · N2G 3L6

21TenantOccupied600-699 ft²Condo ApartmentNone34d$362/ft²$1,737 tax/yr

34 days on market

About this home

CORNER UNIT WITH SIDE PRIVATE ENTRANCE. BEST VALUE 2 BED UNIT IN KITCHENER, PRICED TO MOVE. Stunning, Spacious Corner unit with its own Side Private Entrance! Ideally Located in the Market District, steps to the LRT, Farmers Market, Victoria Park, Iron Horse Trail and a vibrant downtown with all its amenities and weekly events to enjoy. A reserved surface parking spot is included. Rare opportunity to own your own place as a first-time home buyer or as an investment!

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Property details

MLS#: X13185236
Status: Buy Now
Beds: 2
Baths: 1 full, 0 half
Size: 600-699
Style: 1 Storey/Apt
Type: Condo Apartment
Year built: —

Condo corp #: 494
Balcony: None
Locker: None
Fees include: Water Included, Common Elements Included, Parking Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Baseboard
Heating fuel: Electric
Cooling: None
Fireplaces: —
Waterfront: No
Exterior: Brick, Vinyl Siding
Fronting on: —
Cross street: COURTLAND AVE E TO CEDAR STREET SOUTH
Basement: None
Stories: 2
Utilities: —
Laundry: Coin Operated, In Building
Interior: None
Parking features: —

Rooms

Room dimensions are not available for this listing.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RE/MAX TWIN CITY REALTY INC.

Source: TRREB/PROPTX · MLS® X13185236

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$235K

Unit 15 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $234,900✓ $1,737 tax✓ Electric✓ 600-699 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$2,998/mo

incl. closing costs (yr 1)

Annual total

$35,973

year 1

Mortgage only

$891/mo

principal + interest

Beyond mortgage

$1,475/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$46,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$145/mo

Utilities

Hydro / electricity$75/mo

≈ $0.13/ft² × ~650 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$2,349/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$69/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$2,074

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)30% $10,694/yr

Property taxes11% $3,811/yr

Utilities7% $2,460/yr

Insurance & security4% $1,600/yr

Maintenance7% $2,349/yr

Condo fees28% $9,959/yr

Closing costs14% $5,100/yr

Mortgage is 30% of your true cost of ownership. The other 70% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$10,694	$891/mo
Government & taxes
Property tax	$1,737	$145/mo
Land transfer tax(closing)	$2,074	$173/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$2,349	$196/mo
Condo fees
Condo / HOA fees	$9,959	$830/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$35,973	$2,998/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 15

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs