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$655K · 3 bed Condo Townhouse · Fruitland, Hamilton | MyPropertyScout

$655,000

Unit 22

35 DOM

3335d

Map

DOM 35

$655,000

A●●●○○DOM35days

Unit 22

40 Zinfandel Drive · Hamilton · Ontario L8E 0L1

MLS® X13176764 · Fruitland · L8E 0L1

33Vacant1200-1399 ft²Condo Townhouse1-car Built-In35d$504/ft²$4,420 tax/yr

15% below market · 35 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

STUNNING 3-STOREY TOWNHOME by DiCenzo Homes offering modern design, functional living, and breathtaking views of the Niagara Escarpment. Welcome to 40 Zinfandel Dr, a beautifully maintained home featuring 3 bedrooms and 3 bathrooms in a bright, open-concept layout ideal for families, professionals, or investors. The main floor showcases a contemporary kitchen with quartz countertops, a cozy fireplace, and a versatile bedroom perfect for guests or a home office. The spacious primary suite include…

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Property details

MLS#: X13176764
Status: Buy Now
Beds: 3
Baths: 3 full, 0 half
Size: 1200-1399
Style: 3-Storey
Type: Condo Townhouse
Year built: —

Condo corp #: 643
Balcony: Open
Locker: None
Fees include: Common Elements Included, Building Insurance Included, Parking Included
Pets: Yes-with Restrictions

Garage: 1-car Built-In
Garage spaces: 1
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: Sonoma Lane & Zinfandel Dr
Basement: None
Stories: 1
Utilities: —
Laundry: Ensuite
Interior: Central Vacuum
Parking features: Private

Rooms

Room dimensions are not available for this listing.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RIGHT AT HOME REALTY

Source: TRREB/PROPTX · MLS® X13176764

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$655K

Unit 22 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $655,000✓ $4,420 tax✓ Gas✓ 1200-1399 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,247/mo

incl. closing costs (yr 1)

Annual total

$62,966

year 1

Mortgage only

$2,485/mo

principal + interest

Beyond mortgage

$1,506/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$131,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$368/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,550/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$13/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$9,575

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)47% $29,818/yr

Property taxes22% $13,995/yr

Utilities6% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance10% $6,550/yr

Condo fees3% $1,943/yr

Closing costs8% $5,100/yr

Mortgage is 47% of your true cost of ownership. The other 53% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$29,818	$2,485/mo
Government & taxes
Property tax	$4,420	$368/mo
Land transfer tax(closing)	$9,575	$798/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,550	$546/mo
Condo fees
Condo / HOA fees	$1,943	$162/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$62,966	$5,247/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 22

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs